{"status_code":200,"message":"Success","data":{"property_id":62307,"property_address":"4108 Shetland Cir, Valdosta, GA 31605-8012","city":"Valdosta","state":"GA","zip_code":"31605-8012","county":"Lowndes","sale_date":"2026-06-02","year_built":2020,"bedrooms":4,"bathrooms":2.0,"square_feet":1651,"latitude":30.90567,"longitude":-83.25614,"url_slug":"62307-Lowndes-GA-Valdosta-4108-Shetland-Cir-31605-8012","images":[{"id":"default_62307_0","url":"https://smedley-property-images.s3.amazonaws.com/62307/2026-05-07T11:35:14.542690/photo_1.jpg","alt_text":"Property image 1"},{"id":"default_62307_1","url":"https://smedley-property-images.s3.amazonaws.com/62307/2026-05-07T11:35:14.542690/sketch_1.png","alt_text":"Property image 2"}],"record_state":"passed","foreclosure_status":"sale_passed","bid_result":null,"starting_bid":216849.0,"current_bid":null,"cancelled_at":null,"has_inferred_cancellation":false,"property_type":"Single Family","is_current":false,"canonical_slug":"62307-Lowndes-GA-Valdosta-4108-Shetland-Cir-31605-8012","auction_platform":null,"property_data_source_url":null,"sale_date_history":[],"address_line_1":"4108 Shetland Cir","address_line_2":"","original_sale_date":"2026-06-02","cancellation_notes":[],"notice_content":"NOTICE OF SALE\nUNDER POWER\nGEORGIA, LOWNDES COUNTY\nUnder and by virtue of the Power \nof Sale contained in a Security \nDeed given by Lee Sukhoi Har -\nris to Navy Federal Credit Union \ndated July 18, 2022, recorded \nin Deed Book 6927, Page 455, \nLowndes County, Georgia Re -\ncords, conveying the after-de -\nscribed property to secure a Note \nin the original principal amount of \nTWO HUNDRED FORTY-FOUR \nTHOUSAND AND 00/100 DOL -\nLARS ($244,000.00), with inter -\nest thereon as set forth therein, \nthere will be sold at public outcry \nto the highest bidder for cash \nbefore the courthouse door of \nLowndes County, Georgia, or \nat such place as may be lawful -\nly designated as an alternative, \nwithin the legal hours of sale on \nthe first Tuesday in June, 2026, \nthe following described property:\nSEE EXHIBIT “A” ATTACHED \nHERETO AND MADE A PART \nHEREOF\nThe debt secured by said Secu -\nrity Deed has been and is here -\nby declared due and payable \nbecause of default having been \nmade of the terms of the Note \nand Security Deed. The terms \nremaining in default, this sale will \nbe made for the purpose of pay -\ning the total debt, including all ex -\npenses of this sale, as provided \nin the Security Deed and by law \nwhich includes, but is not limited \nto, attorney’s fees (notice pursu -\nant to O.C.G.A. § 13-1-11 having \nbeen given).\nSaid property will be sold subject \nto any outstanding ad valorem \ntaxes (including taxes which are \na lien, but not yet due and pay -\nable), the right of redemption of \nany taxing authority, any matters \nwhich might be disclosed by an \naccurate survey and inspection \nof the property, any assess -\nments, liens, encumbrances, \nzoning ordinances, restrictions, \ncovenants, and any matters of \nrecord including,\nbut not limited to, those superior \nto the Security Deed first set out \nabove. Said property will be sold \non\nan “as-is” basis without any rep -\nresentation, warranty or recourse \nagainst the above-named or the\nundersigned. Prospective bid -\nders must perform their own due \ndiligence.\nNavy Federal Credit Union is the \nholder of the Security Deed to \nthe property in accordance with \nOCGA § 44-14-162.2.\nThe entity that has full authority \nto negotiate, amend, and modify \nall terms of the mortgage with the \ndebtor is: Navy Federal Credit \nUnion, 820 Follin Lane, Vienna, \nVA 22180, (800)258-5948.\nNote, however, that such entity is \nnot required by law to negotiate, \namend or modify the terms of\nthe loan.\nUpon information and belief, \nsaid property is more common -\nly known as 4108 Shetland Cir, \nValdosta, GA 31605 . Should a \nconflict arise between the prop -\nerty address and the legal de -\nscription, the legal description \nshall control.\nATTENTION ALL PROSPEC -\nTIVE BIDDERS: On March 1, \n2026, the data collection and \nreporting requirements under \nthe U.S. Financial Crimes En -\nforcement Network (FinCEN) \nnew Anti-Money Laundering \nRule (the “Rule”), found at 89 FR \n70258, went into effect. The Rule \napplies to certain residential real \nestate sale transactions (includ -\ning some that go beyond the typ -\nical one-to-four family residence) \nwhere the transfer is to a legal \nentity or trust, and which includes \ncash purchases, private financ -\ning or financing provided by an \ninstitution not subject to a federal \nAnti-Money Laundering or Suspi -\ncion Activity Report requirement. \nIf applicable, as part of this Rule, \nbuyers and sellers are required \nto provide additional information \nand documentation about them -\nselves, their legal entities, and/\nor the source of funds used in \nthe reportable transaction. The \ncollection of this information and\ndocumentation is required to \ncomply with the Rule’s federal \nreporting requirements, if appli -\ncable.* This notice is provided for \ninformational purposes only and \ndoes not constitute legal advice. \nYou are encouraged to consult \nwith your own independent legal \ncounsel if you have questions \nabout how the FinCEN Anti-Mon -\ney Laundering Rule affects your \ntransaction and whether your \ntransaction is reportable.\n*The Rule is the subject of ongo -\ning litigation in several jurisdic -\ntions. We suggest that you seek \nyour own legal counsel if you \nhave questions about the status \nof the Rule and its applicability to \nyour sale, if any.\nThe sale will be conducted sub -\nject (1) to confirmation that the \nsale is not prohibited under the \nU.S. Bankruptcy Code, (2) to fi -\nnal confirmation and audit of the \nstatus of the loan with the holder \nof the Security Deed, and (3) to \nconfirmation that the successful \nbidder has timely provided all in -\nformation required for reporting \nunder the Rule, 89 FR 70258, if \napplicable.\nNavy Federal Credit Union\nas Attorney in Fact for\nLee Sukhoi Harris\nMcCalla Raymer\nLeibert Pierce, LLP\n1544 Old Alabama Rd\nRoswell, GA 30076\nwww.foreclosurehotline.net\nEXHIBIT “A”\nAll that tract or parcel of land sit -\nuate, lying and being in Land Lot \nNo. 102 in the 11th Land District \nof Lowndes County, Georgia, and \nbeing more particularly described \nas being all of Lot 34 of Highlands\nSubdivision, Phase Two, accord -\ning to a map or plat of survey \nthereof recorded in Plat Cabinet \nA, Pages 3060-3062, in the Of -\nfice of the Clerk of Superior Court \nof Lowndes County, Georgia, to \nwhich map or plat of survey and \nthe record whereof reference is \nhereby made for all purposes in \naid of description. (Lot 34: 4108 \nShetland Circle, Valdosta, GA \n31605 -Lowndes County Tax Map \n0146C, Parcel 153). Subject to \nthose certain Declaration of Re -\nstrictive Covenants of Highlands \nas recorded in Deed Book 2803, \nPage 90; subsequently amended \nby Amendment to Declaration of \nRestrictive Covenants of High -\nlands as recorded in Deed Book \n3076, Page 115; subsequently \namended by Second Amendment \nto Declaration of Restrictive Cov -\nenants of Highlands as recorded \nin Deed Book 3258, Page 247; \nsubsequently amended by Third \nAmendment to Declaration of Re -\nstrictive Covenants of Highlands \nas recorded in Deed Book 3915, \nPage 204, all in Lowndes County \nDeed Records.\nCA June 2, 2026\nOur file no. 26-22270GA\n26-22270GA\n936619\n05/07,14,21,28/2026","legal_description":"All That Tract Or Parcel Of Land Situate, Lying And Being In Land Lot No. 102 In The 11th Land District Of Lowndes County, Georgia, And Being More Particularly Described As Being All Of Lot 34 Of Highlands Subdivision, Phase Two, According To A Map Or Plat Of Survey Thereof Recorded In Plat Cabinet A, Pages 3060-3062, In The Office Of The Clerk Of Superior Court Of Lowndes County, Georgia, To Which Map Or Plat Of Survey And The Record Whereof Reference Is Hereby Made For All Purposes In Aid Of Description. (Lot 34: 4108 Shetland Circle, Valdosta, GA 31605 -Lowndes County Tax Map 0146C, Parcel 153). Subject To Those Certain Declaration Of Restrictive Covenants Of Highlands As Recorded In Deed Book 2803, Page 90; Subsequently Amended By Amendment To Declaration Of Restrictive Covenants Of Highlands As Recorded In Deed Book 3076, Page 115; Subsequently Amended By Second Amendment To Declaration Of Restrictive Covenants Of Highlands As Recorded In Deed Book 3258, Page 247; Subsequently Amended By Third Amendment To Declaration Of Restrictive Covenants Of Highlands As Recorded In Deed Book 3915, Page 204, All In Lowndes County Deed Records.","tax_parcel_id":"0146C 153","deed_book_references":["Deed Book 6927, Page 455"],"principle_mortgage_amount":244000.0,"original_date_of_mortgage":"2022-07-18","mortgage_company":"Navy Federal Credit Union","attorney_firm_name":"McCalla Raymer Leibert Pierce, LLC","attorney_phone_number":"(770) 643-7200","attorney_url":"https://www.foreclosurehotline.net/","venue_name":"Lowndes County Courthouse - Courthouse Door","venue_address":"327 N Ashley St, Valdosta, GA 31601","last_sold_amount":244000.0,"last_sold_date":"2022-07-18","latest_valuation_price":null,"latest_assessment_year":null,"lot_acres":0.3,"fireplace_count":null,"subdivision":"Highlands","zillow_url":"https://www.zillow.com/homedetails/4108-Shetland-Cir-Valdosta-GA-31605/217683641_zpid/","contributing_sources":["georgia-public-notice","McCallaRaymer"],"distinct_source_count":2,"foreclosure_source_type":"law_firm","foreclosure_discovered_at":"2026-05-07T10:49:49.467542+00:00","property_last_updated_at":"2026-05-29T17:17:24.852816+00:00","bid_or_status_changed_at":"2026-05-29T17:17:24.852816+00:00","last_modified":"2026-05-29T17:17:24.852816+00:00","as_of":"2026-10-27T23:57:23.568666+00:00","public_delay_days":14},"success":true,"moved":false}