{"status_code":200,"message":"Success","data":{"property_id":77849,"property_address":"Kensingwood Trace 3816 & 3826, Decatur, GA 30032","city":"Decatur","state":"GA","zip_code":"30032","county":"Dekalb","sale_date":"2026-07-07","year_built":null,"bedrooms":null,"bathrooms":null,"square_feet":null,"latitude":null,"longitude":null,"url_slug":"77849-Dekalb-GA-Decatur-Kensingwood-Trace-3816-3826-30032","images":[],"record_state":"passed","foreclosure_status":"sale_passed","bid_result":null,"starting_bid":null,"current_bid":null,"cancelled_at":null,"has_inferred_cancellation":false,"property_type":null,"is_current":false,"canonical_slug":"77849-Dekalb-GA-Decatur-Kensingwood-Trace-3816-3826-30032","auction_platform":null,"property_data_source_url":null,"sale_date_history":[],"address_line_1":"Kensingwood Trace 3816 & 3826","address_line_2":"","original_sale_date":"2026-07-07","cancellation_notes":[],"notice_content":"430-508341 6/11,6/18,6/25,7/2NOTICE OF SALE UNDER POWERSTATE OF GEORGIACOUNTY OF DEKALB Under and by virtue of the power of sale contained in that certain Deed to Secure Debt, Security Agreement and Assignment of Leases and Rents, from Phyllis Jack (“Grantor”), to and in favor of Velocity Commercial Capital, LLC (“Original Lender”) dated December 4, 2024, recorded December 11, 2024 at Deed Book 31753, Page 410, DeKalb County, Georgia records; as assigned to U.S. Bank Trust Company, National Association as Trustee for Velocity Commercial Capital Loan Trust 2025-1 (“Lender”) by virtue of that Assignment of Deed to Secure Debt, Security Agreement and Assignment of Leases and Rents, recorded May 14, 2025 at Deed Book 31987, Page 690, aforesaid, Georgia records (the “Security Deed”) securing that certain Term Note, dated December 4, 2024, in the original principal amount of $191,000.00 (the “Note”); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door or any other officially designated area for such foreclosure sales in DeKalb County, Georgia, on the first Tuesday, in July 2026, the following described property (the “Premises”) to wit: All that tract or parcel of land lying and being in Land Lot 229 of the 15th District of DeKalb County, Georgia, and being more particularly described as follows: Condominium Unit 3816, Building 3 of Kensingwood Condominium, a Condominium, as more particularly described and delineated in the Declaration of Condominium for Kensingwood Condominium, recorded in Deed Book 8951, Page 73, et seq., DeKalb County, Georgia Records, as may be amended, together with all right, title and interest in the Common Elements as set forth in said Declaration. This conveyance is made subject to the Declaration and all matters referenced therein, all matters shown on the plat recorded in Condominium Plat Book 3, Page 108, DeKalb County, Georgia Records, as may be amended. Tax ID#: 15-229-05-025. FURTHER LESS AND EXCEPT that property, if any, released of record. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.The entity that has full authority to negotiate, amend, and modify all terms of the Note with the Borrower is: Velocity Commercial Capital, LLC, as agent for Lender, Nicole Khoury, 2945 Townsgate Rd., Suite #110, Westlake Village, CA 91361; (818) 200-0403, nkhoury@velocitycommercial.com. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the Deed instrument.To the best knowledge and belief of the undersigned, the party in possession of the Premises is Grantor, Phyllis Jack, or a tenant or tenants and said property is more commonly known as 3816 & 3826 Kensingwood Trace, Decatur, GA, 30332. U.S. Bank Trust Company, National Association as Trustee for Velocity Commercial Capital Loan Trust 2025-1as Attorney-in-Fact forPhyllis JackGreg KrivoMcCalla Raymer Leibert, Pierce, LLP1544 Old Alabama RoadRoswell, Georgia 30076(678) 281-6508Greg.Krivo@mccalla.com++26-23056GA/Phyllis Jack++","legal_description":"All That Tract Or Parcel Of Land Lying And Being In Land Lot 229 Of The 15th District Of DeKalb County, Georgia, And Being More Particularly Described As Follows: Condominium Unit 3816, Building 3 Of Kensingwood Condominium, A Condominium, As More Particularly Described And Delineated In The Declaration Of Condominium For Kensingwood Condominium, Recorded In Deed Book 8951, Page 73, Et Seq., DeKalb County, Georgia Records, As May Be Amended, Together With All Right, Title And Interest In The Common Elements As Set Forth In Said Declaration. This Conveyance Is Made Subject To The Declaration And All Matters Referenced Therein, All Matters Shown On The Plat Recorded In Condominium Plat Book 3, Page 108, DeKalb County, Georgia Records, As May Be Amended. Tax ID#: 15-229-05-025. FURTHER LESS AND EXCEPT That Property, If Any, Released Of Record.","tax_parcel_id":"GA|DEKALB|15-229-05-025","deed_book_references":["Deed Book 31753, Page 410","Deed Book 31987, Page 690"],"principle_mortgage_amount":191000.0,"original_date_of_mortgage":"2024-12-04","mortgage_company":"U.S. Bank Trust Company, National Association As Trustee For Velocity Commercial Capital Loan Trust 2025-1","attorney_firm_name":"McCalla Raymer Leibert Pierce, LLC","attorney_phone_number":"(770) 643-7200","attorney_url":null,"venue_name":"DeKalb County Courthouse - Courthouse Door","venue_address":"556 N McDonough St, Decatur, GA 30030","last_sold_amount":null,"last_sold_date":null,"latest_valuation_price":null,"latest_assessment_year":null,"lot_acres":null,"fireplace_count":null,"subdivision":"Kensingwood Condominium","zillow_url":null,"contributing_sources":["georgia-public-notice"],"distinct_source_count":1,"foreclosure_source_type":"article","foreclosure_discovered_at":"2026-06-18T06:26:38.369933+00:00","property_last_updated_at":"2026-06-18T06:26:38.369933+00:00","bid_or_status_changed_at":null,"last_modified":"2026-06-18T06:26:38.369933+00:00","as_of":"2026-10-23T11:27:23.137619+00:00","public_delay_days":14},"success":true,"moved":false}