{"status_code":200,"message":"Success","data":{"property_id":78096,"property_address":"3292 Colham Ferry Rd, Watkinsville, GA 30677-3237","city":"Watkinsville","state":"GA","zip_code":"30677-3237","county":"Oconee","sale_date":"2025-08-05","year_built":1976,"bedrooms":3,"bathrooms":3.0,"square_feet":1440,"latitude":33.79517,"longitude":-83.39513,"url_slug":"78096-Oconee-GA-Watkinsville-3292-Colham-Ferry-Rd-30677-3237","images":[{"id":"default_78096_0","url":"https://smedley-property-images.s3.amazonaws.com/78096/2026-08-06T17:35:26.051973/photo_3.jpg","alt_text":"Property image 1"},{"id":"default_78096_1","url":"https://smedley-property-images.s3.amazonaws.com/78096/2026-08-06T17:35:26.051973/photo_1.jpg","alt_text":"Property image 2"},{"id":"default_78096_2","url":"https://smedley-property-images.s3.amazonaws.com/78096/2026-08-06T17:35:26.051973/photo_2.jpg","alt_text":"Property image 3"}],"record_state":"passed","foreclosure_status":"sale_passed","bid_result":null,"starting_bid":null,"current_bid":null,"cancelled_at":null,"has_inferred_cancellation":false,"property_type":"Single Family","is_current":false,"canonical_slug":"78096-Oconee-GA-Watkinsville-3292-Colham-Ferry-Rd-30677-3237","auction_platform":null,"property_data_source_url":null,"sale_date_history":[],"address_line_1":"3292 Colham Ferry Rd","address_line_2":"","original_sale_date":"2025-08-05","cancellation_notes":[],"notice_content":"NOTICE OF SALE UNDER POWER STATE OF GEORGIA OCONEE COUNTY By virtue of a power of sale contained in a certain security deed from Rudy Castro Umana to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Fairway Independent Mortgage Corporation, its successors and assigns and recorded in Deed Book 1521, Page 89-118, Oconee County, Georgia records given to secure a note in the original amount of $137,750.00 with interest on the unpaid balance until paid, the following described property will be sold at public outcry to the highest bidder for cash at the courthouse door of OCONEE COUNTY, Georgia, or such other location within the legal hours of sale on the first Tuesday in August, 2025, to wit: August 05, 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, CONTAINING 4.90 ACRES, SITUATE, LYING AND BEING WESTERLY OF COLHAM FERRY ROAD, IN THE 222ND G.M.D., OCONEE COUNTY, GEORGIA, AND BEING SHOWN ON A PLAT THEREOF ENTITLED \"SURVEY FOR BOBBY L. CHRISTIAN\" BY JAMES R. HOLLAND, SURVEYOR DATED FEBRUARY 21, 1970, RECORDED IN PLAT BOOK 3 PAGE 174, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF OCONEE COUNTY, GEORGIA, BEING MORE PARTICULARLY DESCRIBED ACCORDING TO SAID PLAT AS FOLLOWS: TO REACH THE TRUE POINT OF BEGINNING, BEING AT A POINT ON THE WESTERLY SIDE OF COLHAM FERRY ROAD AND ITS SOUTHWESTERLY INTERSECTION WITH AN UNPAVED DRIVE, AT THE CORNER OF LANDS NOW OR FORMERLY OF JAMES H. BARNETT, LOCATED 3.6 MILES SOUTHERLY OF WALKINSVILLE, GEORGIA; RUN THENCE ALONG THE BOUNDARY OF THE LANDS NOW OR FORMERLY OF BARNETT SOUTH 79 DEGREES 53 MINUTES WEST 391 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE CENTER OF A BRANCH, WHICH FORMS THE BOUNDARY OF THE WITHIN DESCRIBED LANDS AND LAND NOW OR FORMERLY OF NED MALCOLM THE FOLLOWING COURSES AND DISTANCES: NORTH 65 DEGREES WEST 100 FEET TO A POINT, SOUTH 58 DEGREES WEST 100 FEET TO A POINT, NORTH 71 DEGREES WEST 100 FEET TO A POINT, AND NORTH 46 DEGREES WEST 90 FEET TO AN IRON PIN AT THE CONFLUENCE OF ANOTHER BRANCH; RUNNING THENCE ALONG THE CENTER OF A BRANCH WHICH FORMS THE BOUNDARY OF THE WITHIN DESCRIBED LANDS FROM LANDS NOW OR FORMERLY OF HENRY BURGESS THE FOLLOWING COURSES AND DISTANCES: NORTH 35 DEGREES EAST 100 FEET TO A POINT, NORTH 35 DEGREES EAST 100 FEET TO A POINT, NORTH 21 DEGREES EAST 100 FEET TO A POINT, AND NORTH 28 DEGREES EAST 60 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE BOUNDARY OF LANDS NOW OR FORMERLY OF POWELL NORTH 76 DEGREES 16 MINUTES EAST 173 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE BOUNDARY OF LANDS NOW OR FORMERLY OF H.K.POULNOT SOUTH 15 DEGREES 04 MINUTES EAST 219 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE BOUNDARY OF LANDS NOW OR FORMERLY OF RUPERT O`STEEN, ET UX SOUTH 24 DEGREES 50 MINUTES EAST 299 FEET TO THE BEGINNING IRON PIN; ALSO COMMON USE OF THE 18 FEET WIDE DRIVEWAY RUNNING IN THE SOUTHWESTERLY DIRECTION FROM COLHAM FERRY ROAD, FOR A DISTANCE OF 391 FEET, TO THE ABOVE DESCRIBED LANDS, ALL AS SHOWN ON THE ABOVE REFERENCE PLAT, AND ALL AS DESCRIBED IN AND CONVEYED BY WARRANTY DEED FROM JAMES H. BARNETT TO BOBBY L. CHRISTIAN DATED MARCH 2, 1970, RECORDED IN DEED BOOK 2, PAGE 55, IN SAID CLERK`S OFFICE; BY DEED OF GIFT DATED APRIL 5, 1991, RECORDED IN DEED BOOK 137, PAGE 255, IN SAID CLERK`S OFFICE, WHEREIN THE SAID BOBBY L. CHRISTIAN CONVEYED AND ONE-HALF UNDIVIDED INTEREST TO JEANETTE W. CHRISTIAN. Being real property commonly known as 3292 Colham Ferry Rd, Watkinsville, GA 30677. The debt secured by the above-referenced security deed has been declared due because of the default in the payment of said debt per the terms of the note and other possible defaults by the borrower or the successor thereto. The debt remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale including attorney's fees (notice of intent to collect attorney's fees having been given). Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property; and any outstanding taxes, assessments and other liens superior to the security deed being foreclosed hereby. To the best knowledge and belief of the undersigned, the above-described property is in the possession of the borrower and/or other persons with the consent and acquiescence of the borrower. Pursuant to O.C.G.A. ? 44-14-162.2, the name, address and telephone number of the person or entity who shall have full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: RoundPoint Mortgage Servicing LLC 446 Wrenplace Road Fort Mill, SC 29715 877-426-8805 The foregoing notwithstanding, nothing in O.C.G.A. ? 44-14-162.2 shall be construed to require TH MSR Holdings LLC to negotiate, amend, or modify the terms of the Security Deed described herein. TH MSR Holdings LLC as Attorney in Fact for Rudy Castro Umana Attorney Contact: Miller, George & Suggs, PLLC 3000 Langford Road, Building 100 Peachtree Corners, GA 30071 Phone: 404-793-1447 Fax: 404-738-1558 THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SUP: 7/10,17,24,31","legal_description":"ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, CONTAINING 4.90 ACRES, SITUATE, LYING AND BEING WESTERLY OF COLHAM FERRY ROAD, IN THE 222ND G.M.D., OCONEE COUNTY, GEORGIA, AND BEING SHOWN ON A PLAT THEREOF ENTITLED \"SURVEY FOR BOBBY L. CHRISTIAN\" BY JAMES R. HOLLAND, SURVEYOR DATED FEBRUARY 21, 1970, RECORDED IN PLAT BOOK 3 PAGE 174, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF OCONEE COUNTY, GEORGIA, BEING MORE PARTICULARLY DESCRIBED ACCORDING TO SAID PLAT AS FOLLOWS: TO REACH THE TRUE POINT OF BEGINNING, BEING AT A POINT ON THE WESTERLY SIDE OF COLHAM FERRY ROAD AND ITS SOUTHWESTERLY INTERSECTION WITH AN UNPAVED DRIVE, AT THE CORNER OF LANDS NOW OR FORMERLY OF JAMES H. BARNETT, LOCATED 3.6 MILES SOUTHERLY OF WALKINSVILLE, GEORGIA; RUN THENCE ALONG THE BOUNDARY OF THE LANDS NOW OR FORMERLY OF BARNETT SOUTH 79 DEGREES 53 MINUTES WEST 391 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE CENTER OF A BRANCH, WHICH FORMS THE BOUNDARY OF THE WITHIN DESCRIBED LANDS AND LAND NOW OR FORMERLY OF NED MALCOLM THE FOLLOWING COURSES AND DISTANCES: NORTH 65 DEGREES WEST 100 FEET TO A POINT, SOUTH 58 DEGREES WEST 100 FEET TO A POINT, NORTH 71 DEGREES WEST 100 FEET TO A POINT, AND NORTH 46 DEGREES WEST 90 FEET TO AN IRON PIN AT THE CONFLUENCE OF ANOTHER BRANCH; RUNNING THENCE ALONG THE CENTER OF A BRANCH WHICH FORMS THE BOUNDARY OF THE WITHIN DESCRIBED LANDS FROM LANDS NOW OR FORMERLY OF HENRY BURGESS THE FOLLOWING COURSES AND DISTANCES: NORTH 35 DEGREES EAST 100 FEET TO A POINT, NORTH 35 DEGREES EAST 100 FEET TO A POINT, NORTH 21 DEGREES EAST 100 FEET TO A POINT, AND NORTH 28 DEGREES EAST 60 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE BOUNDARY OF LANDS NOW OR FORMERLY OF POWELL NORTH 76 DEGREES 16 MINUTES EAST 173 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE BOUNDARY OF LANDS NOW OR FORMERLY OF H.K.POULNOT SOUTH 15 DEGREES 04 MINUTES EAST 219 FEET TO AN IRON PIN; RUNNING THENCE ALONG THE BOUNDARY OF LANDS NOW OR FORMERLY OF RUPERT O`STEEN, ET UX SOUTH 24 DEGREES 50 MINUTES EAST 299 FEET TO THE BEGINNING IRON PIN; ALSO COMMON USE OF THE 18 FEET WIDE DRIVEWAY RUNNING IN THE SOUTHWESTERLY DIRECTION FROM COLHAM FERRY ROAD, FOR A DISTANCE OF 391 FEET, TO THE ABOVE DESCRIBED LANDS, ALL AS SHOWN ON THE ABOVE REFERENCE PLAT, AND ALL AS DESCRIBED IN AND CONVEYED BY WARRANTY DEED FROM JAMES H. BARNETT TO BOBBY L. CHRISTIAN DATED MARCH 2, 1970, RECORDED IN DEED BOOK 2, PAGE 55, IN SAID CLERK`S OFFICE; BY DEED OF GIFT DATED APRIL 5, 1991, RECORDED IN DEED BOOK 137, PAGE 255, IN SAID CLERK`S OFFICE, WHEREIN THE SAID BOBBY L. CHRISTIAN CONVEYED AND ONE-HALF UNDIVIDED INTEREST TO JEANETTE W. CHRISTIAN.","tax_parcel_id":"B 09 004G","deed_book_references":["Deed Book 1521, Pages 89-118","Deed Book 2, Page 55","Deed Book 137, Page 255"],"principle_mortgage_amount":137750.0,"original_date_of_mortgage":null,"mortgage_company":"TH MSR Holdings LLC","attorney_firm_name":"Miller, George & Suggs, PLLC","attorney_phone_number":"404-793-1447","attorney_url":null,"venue_name":"Oconee County Courthouse - Courthouse Door","venue_address":"23 N Main St, Watkinsville, GA 30677","last_sold_amount":145000.0,"last_sold_date":"2020-02-14","latest_valuation_price":null,"latest_assessment_year":null,"lot_acres":4.9,"fireplace_count":null,"subdivision":null,"zillow_url":"https://www.zillow.com/homedetails/3292-Colham-Ferry-Rd-Watkinsville-GA-30677/76589512_zpid/","contributing_sources":["georgia-public-notice"],"distinct_source_count":1,"foreclosure_source_type":"article","foreclosure_discovered_at":"2026-06-18T13:59:50.970746+00:00","property_last_updated_at":"2026-08-06T17:37:32.491489+00:00","bid_or_status_changed_at":null,"last_modified":"2026-08-06T17:37:32.491489+00:00","as_of":"2026-10-23T23:57:23.337890+00:00","public_delay_days":14},"success":true,"moved":false}