{"status_code":200,"message":"Success","data":{"property_id":93160,"property_address":"585 Cole Lake Rd, Dallas, GA 30157-5371","city":"Dallas","state":"GA","zip_code":"30157-5371","county":"Paulding","sale_date":"2026-10-06","year_built":2000,"bedrooms":3,"bathrooms":2.0,"square_feet":1232,"latitude":33.90698,"longitude":-84.85399,"url_slug":"93160-Paulding-GA-Dallas-585-Cole-Lake-Rd-30157-5371","images":[{"id":"default_93160_0","url":"https://smedley-property-images.s3.amazonaws.com/93160/2026-08-10T20:15:11.961203/photo_2.jpg","alt_text":"Property image 1"},{"id":"default_93160_1","url":"https://smedley-property-images.s3.amazonaws.com/93160/2026-08-10T20:15:11.961203/sketch_1.png","alt_text":"Property image 2"},{"id":"default_93160_2","url":"https://smedley-property-images.s3.amazonaws.com/93160/2026-08-10T20:15:11.961203/photo_1.jpg","alt_text":"Property image 3"}],"record_state":"cancelled","foreclosure_status":"cancelled","bid_result":null,"starting_bid":104900.91,"current_bid":null,"cancelled_at":"2026-10-07","has_inferred_cancellation":false,"property_type":"Single Family","is_current":false,"canonical_slug":"93160-Paulding-GA-Dallas-585-Cole-Lake-Rd-30157-5371","auction_platform":null,"property_data_source_url":null,"sale_date_history":[],"address_line_1":"585 Cole Lake Rd","address_line_2":"","original_sale_date":"2026-10-06","cancellation_notes":["Cancelled on 10/07/2026 per MKConsultants"],"notice_content":"NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF PAULDING By virtue of a Power of Sale contained in that certain Security Deed from ROBERT C EFFORD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS GRANTEE, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, dated December 16, 2014, recorded December 22, 2014, in Book 3344, Page 56, Paulding County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-One Thousand Nine Hundred Thirty-Five and 00/100 dollars ($91,935.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank National Association, not in its individual capacity, but solely as Trustee for RMTP Trust, Series 2021 Cottage-TT-V, there will be sold at public outcry to the highest bidder for cash at the Paulding County Courthouse, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 443 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 1, HAPPY VALLEY SUBDIVISION, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 31, PAGE 131, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 585 COLE LAKE ROAD ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN PAULDING COUNTY, GEORGIA. Said legal description being controlling, however the property is more commonly known as 585 COLE LAKE RD, DALLAS, GA 30157. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ROBERT C EFFORD, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Fay Servicing, LLC, Loss Mitigation Dept., 425 S. Financial Place Suite 2000, Chicago, IL 60605, Telephone Number: 800-495-7166. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE FOR RMTP TRUST, SERIES 2021 COTTAGE-TT-V as Attorney in Fact for ROBERT C EFFORD THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. FAY-26-02224-1 Ad Run Dates 09/10/2026, 09/17/2026, 09/24/2026, 10/01/2026 rlselaw.com/property-listing","legal_description":"ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 443 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 1, HAPPY VALLEY SUBDIVISION, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 31, PAGE 131, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 585 COLE LAKE ROAD ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN PAULDING COUNTY, GEORGIA.","tax_parcel_id":"150.1.1.052.0000","deed_book_references":["Deed Book 3344, Page 56"],"principle_mortgage_amount":91935.0,"original_date_of_mortgage":"2014-12-16","mortgage_company":"U.S. Bank National Association, Not In Its Individual Capacity, But Solely As Trustee For RMTP Trust, Series 2021 Cottage-TT-V","attorney_firm_name":"Rubin Lublin LLC","attorney_phone_number":"(770) 246-3300","attorney_url":"https://rlselaw.com/property-listing/georgia-property-listings/","venue_name":"Paulding County Courthouse - Courthouse Door","venue_address":"240 Constitution Blvd, Dallas, GA 30132","last_sold_amount":90000.0,"last_sold_date":"2014-12-16","latest_valuation_price":null,"latest_assessment_year":null,"lot_acres":0.54,"fireplace_count":null,"subdivision":"Happy Valley","zillow_url":"https://www.zillow.com/homedetails/585-Cole-Lake-Rd-Dallas-GA-30157/237724986_zpid/","contributing_sources":["MKConsultants","RubinLublin","the-dallas-new-era"],"distinct_source_count":3,"foreclosure_source_type":"law_firm","foreclosure_discovered_at":"2026-08-10T19:22:25.258790+00:00","property_last_updated_at":"2026-10-07T00:27:24.466026+00:00","bid_or_status_changed_at":"2026-10-02T15:47:23.813755+00:00","last_modified":"2026-10-07T00:27:24.466026+00:00","as_of":"2026-10-25T23:57:23.093625+00:00","public_delay_days":14},"success":true,"moved":false}