2997 Stone Mountain St

420-507530 5/7,5/14,5/21,5/28Notice of Sale Under PowerState of GeorgiaCounty of DEKALBUnder and by virtue of the Power of Sale contained in a Deed to Secure Debt given by HILLARY NCHOTU AKA HILARY NCHOTU to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘'MERS'') AS NOMINEE FOR NBKC BANK , dated 12/27/2019, and Recorded on 12/31/2019 as Book No. 28021 and Page No. 74, , AS AFFECTED BY MODIFICATION BOOK 31155, PAGE 642, DEKALB County, Georgia records, as last assigned to NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $272,650.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the DEKALB County Courthouse within the legal hours of sale on the first Tuesday in June, 2026, the following described property: ST ATE OF GEORGIA, COUNTY OF DEKALB, AND DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 136, 16TH DISTRICT, DEKALB COUNTY, GEORGIA, BEING LOTS 13 AND 15 AND PART OF LOTS 14 AND 16 OF THE RANDALL PROPERTY, AS PER PLAT BOOK DD, PAGE 11, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WESTERLY RIGHT OF WAY OF STONE MOUNTAIN STREET 300.00 FEET NORTHERLY AS MEASURED ALONG THE WESTERLY RIGHT OF WAY OF STONE MOUNTAIN STREET FROM ITS INTERSECTION WITH THE NORTHERLY RIGHT OF WAY OF IDA STREET (SAID POINT BEING LOCATED AT THE NORTHEAST CORNER OF LOT 11 OF SAID BLOCK AND SUBDIVISION) THENCE NORTH 89 DEGREES 44 MINUTES 54 SECONDS WEST A DISTANCE OF 207.18 FEET TO A POINT; THENCE NORTH 01 DEGREES 18 MINUTES 49 SECONDS WEST A DISTANCE OF 99.12 FEET TO A POINT; THENCE SOUTH 89 DEGREES 58 MINUTES 48 SECONDS EAST A DISTANCE OF 205.85 FEET TO A POINT; THENCE SOUTH 02 DEGREES 02 MINUTES 32 SECONDS EAST A DISTANCE OF 100.00 FEET TO THE POINT OF BEGINNING. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, acting on behalf of and, as necessary, in consultation with FEDERAL NATIONAL MORTGAGE ASSOCIATION, A/K/A FANNIE MAE (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING may be contacted at: NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, 55 BEATTIE PLACE, SUITE 100, GREENVILLE, SC 29601 2743, 866 825 2174. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2997 STONE MOUNTAIN ST, LITHONIA, GEORGIA 30058 is/are: HILLARY NCHOTU AKA HILARY NCHOTU or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING as Attorney in Fact for HILLARY NCHOTU AKA HILARY NCHOTU. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ++00000010291391/HILLARY NCHOTU AKA HILARY NCHOTU++ BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398.