130 Oak Brook Ln

NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from BYRON C. HENDERSON and SHANEE M HENDERSON and RICHARD GILLEY, JR. to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Homestar Financial Corp., its successors and assigns., dated July 2, 2021, recorded July 7, 2021, in Book 4225, Page 504, Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifty-Two Thousand Five Hundred Twenty-Five and 00/100 dollars ($252,525.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to First Federal Bank , there will be sold at public outcry to the highest bidder for cash at the Newton County Courthouse, within the legal hours of sale on the first Tuesday in November, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 192 OF THE 8TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 13, OF MEADOWS AT RIVER TRACE FKA RYAN`S WAY SUBDIVISION, PHASE ONE, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 41, PAGES 182-186, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. THIS IS THE SAME PROPERTY DESCRIBED IN QUITCLAIM DEED FROM JOHN SALMON TO JOHN SALMON AND DORIS J SALMON, DATED JANUARY 16, 2009, RECORDED FEBRUARY 3, 2009, AT DEED BOOK 2684, PAGE 124, NEWTON COUNTY, GEORGIA RECORDS. Said legal description being controlling, however the property is more commonly known as 130 OAKBROOK LN , COVINGTON, GA 30016. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is BYRON C. HENDERSON, SHANEE M HENDERSON, RICHARD GILLEY, JR., or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: LoanCare, LLC, Loss Mitigation Dept., 3637 Sentara Way, Virginia Beach, VA 23452, Telephone Number: 800-909-9525. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. FIRST FEDERAL BANK as Attorney in Fact for BYRON C. HENDERSON, SHANEE M HENDERSON, RICHARD GILLEY, JR. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. LNC-23-02033-39 Ad Run Dates 10/10/2026, 10/17/2026, 10/24/2026, 10/31/2026 rlselaw.com/property-listing 10:10,17,24,31,2026