834 Ridge St

PUBLIC NOTICE 
 
NOTICE OF FORECLOSURE 
SALE UNDER POWER OF 
SALE   
NOTICE OF SALE UNDER
POWER CONTAINED INSECURITY DEED STATE OFGEORGIA, COUNTY OFSUMTER Pursuant to a powerof sale contained in a certainsecurity deed executed by JANICE L VILLARREAL, hereinafter referred to as Grantor, to United States of America, acting through the Rural Housing Service, itssuccessors and assigns, United States Department of Agriculture, dated February 15,1996, and recorded on February16, 1996 in Deed Book 433,beginning at page 221, of thedeed records of the Clerk of theSuperior Court of Sumter County, Georgia, and by virtue of a default under the terms ofsaid security deed, and the related note, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of saidsecurity deed and note secured thereby) will sell at public outcrybefore the door of thecourthouse in Sumter County, Georgia, or at such place as has or may be lawfully designated asan alternative location, within the legal hours of sale, for cash, tothe highest bidder on the firstTuesday in November, 2026, allproperty described in said security deed including but notlimited to the following described property: All that certain house and lot known as 834 RidgeStreet in the City of Americus,Sumter County, Georgia, beingLot No. 89 of the Pinecrest Heights Subdivision, as shownby a plat of survey thereof madeby James R. Littlefield, GeorgiaRegistered Surveyor No. 1304,on November 3, 1977, recorded in Plat Book 11, Page 59, in theoffice of the Clerk of Superior Court of Sumter County,Georgia, and made a part of thisdescription by reference thereto.Said property being moreparticularly described as follows: START at the intersection of the northerly right of way Clara Drive with the easterly right of way of Ridge Street, thence run due north along the easterly right of way of Ridge Street 383.8 feet to an iron pin, whichis the POINT OF BEGINNING;thence continue to run due northalong the right of way of ClaraDrive for 80.0 feet to an iron pin;thence run South 89 degrees 34 minutes east for 137.5 feet to an iron pin; thence run due south80.0 feet to a wood fence post;then run north 89 degrees 34 minutes west for 137.5 feet to the POINT OF BEGINNING.Said property maymore commonly be known as834 RIDGE ST, AMERICUS, GA31709 Said property will be soldon an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. Thesale will be subject to thefollowing items which may affectthe title: any outstanding advalorem taxes (including taxes which are a lien but not yet dueand payable); any matters whichmight be disclosed by anaccurate survey and inspection of the property; any assessments, liens,encumbrances, zoningordinances, restrictions, and all other matters of record superior to the said Security Deed. Thesale will be conducted subject(1) to confirmation that the sale is not prohibited under the U.S.Bankruptcy Code and (2) to finalconfirmation and audit of the status of the loan with the holder of the Security Deed. United States of America, actingthrough the Rural Housing Service, its successors and assigns, United States Department of Agriculture is theentity with full authority to negotiate, amend and modifythe terms of the Note and Security Deed, and it may becontacted at: Address: P.O. Box66889, St. Louis, MO 63166 Phone: 1-800-414-1226 To thebest of the undersigned’s knowledge and belief, the party in possession of the property isbelieved to be JANICE LVILLARREAL, or tenant(s). United States of America, actingthrough the Rural Housing Service, its successors and assigns, United States Department of Agriculture, as Transferee, Assignee, and Secured Creditor As attorney-in-fact for the aforesaid Grantor Please note that if any borrower or obligor has received adischarge in a bankruptcy casefiled under Title 11 of the UnitedStates Code, no personalliability will arise from thisforeclosure action against thatindividual. This foreclosure action is being pursued solelyagainst the real property toenforce the lien created by theSecurity Instrument. Respectfully, Marinosci LawGroup, P.C. 16415 AddisonRoad, Suite 725 Addison, TX75001 (401) 234-9200 (401) 398-2594 THIS LAW FIRM MAYBE HELD TO BE ACTING AS ADEBT COLLECTOR, UNDERFEDERAL LAW. IF SO, ANYINFORMATION OBTAINEDWILL BE USED FOR THATPURPOSE A-4888391 
Americus Times Recorder: 
Oct. 7, 14, 21 and 28, 2026 A-4888391