380 Springdale Rd

NOTICE OF FORECLOSURE SALE UNDER POWER POLK COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Michael A. Davenport and Gene V. Davenport and Brenda Livsey to Jim Walter Homes, Inc., dated November 29, 2002, and recorded in Deed Book 911, Page 194, Polk County, Georgia Records, subsequently modified by a Loan Modification Agreement recorded December 7, 2021 in Book 1809, Page 962 in the amount of One Hundred Three Thousand Five Hundred and 00/100 ($103,500.00) Polk County, Georgia Records, as last transferred to U.S. BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST by assignment recorded December 27, 2023 in Book 1875, Page 919 in the Office of the Clerk of Superior Court of Polk County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Eighty-Seven Thousand Four Hundred Fifty-Two and 0/100 dollars ($187,452.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Polk County, Georgia, within the legal hours of sale on September 1, 2026, the following described property: The following described property: All that tract or parcel of land lying and being in Land Lot 931, 18th District, 3rd Section, Polk County, Georgia, and being more particularly described as follows: Begin at a 1/2 inch rebar where the South right of way line of Springdale Road (50' R/W) intersects the East right of way line of Chastain Road (40' R/W) and proceed South 78 degrees 08 minutes 41 seconds East along said right of way line of Springdale Road a distance of 198.34 feet to a 1.5 inch pipe, thence South 06 degrees 57 minutes 58 seconds West a distance of 158.65 feet to a point; thence North 75 degrees 21 minutes 47 seconds West a distance of 204.14 feet to a 1/2 inch rebar on the East right of way line of Chastain Road, thence North 08 degrees 50 minutes 19 seconds East along said right of way line a distance of 143.49 feet to a 1/2 inch rebar, which is the point of beginning. Said tract contains 0.695 acres as shown on a plat of survey for James V. Davenport, Estate, by Elbert H. Angel, Georgia Registered Land Surveyor, dated July 1, 1998, recorded in Plat Book U, Page 111, Polk County Land Records and by this reference is incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Selene Finance, L.P. they can be contacted at (877) 735-3637 for Loss Mitigation Dept, or by writing to 3501 Olympus Boulevard, 5 th Floor, Suite 500, Coppell, Texas 75019, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael A. Davenport or tenant(s); and said property is more commonly known as 380 Springdale Rd, Rockmart, GA 30153. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. U.S. BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST as Attorney in Fact for Michael A. Davenport and Gene V. Davenport and Brenda Livsey. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 22-04320 8:5,12,19,26,2026