3919 Bluffton Ct

420-188027 9/10,9/17,9/24,10/1NOTICE OF SALE UNDER POWERGEORGIA, DEKALB COUNTYUnder and by virtue of the Power of Sale contained in a Security Deed given by Patricia Armstrong and Patricia Armstrong to Wells Fargo Home Mortgage, Inc. dated June 30, 2003, recorded in Deed Book 14909, Page 148, DeKalb County, Georgia Records, as last transferred to The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2005-SD2, Asset-Backed Certificates, Series 2005-SD2 by assignment recorded in Deed Book 22507, Page 649, DeKalb County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 00/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of DeKalb County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2026, the following described property:SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOFThe debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence.The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2005-SD2, Asset-Backed Certificates, Series 2005-SD2 is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, Inc., 3217 S. Decker Lake Dr., Salt Lake City, UT 84119, 888-818-6032.Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.Upon information and belief, said property is more commonly known as 3919 Bluffton Court, Decatur, GA 30035. Should a conflict arise between the property address and the legal description, the legal description shall control.ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities,and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.*The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable.The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2005-SD2, Asset-Backed Certificates, Series 2005-SD2as Attorney in Fact forPatricia Armstrong and Patricia ArmstrongMcCalla Raymer Leibert Pierce, LLP1544 Old Alabama RdRoswell, GA 30076www.foreclosurehotline.netEXHIBIT "A"Land Lot 157 of the 15th District of DeKalb County, Georgia, being Lot 16, Block C, Easterwood Subdivision, Unit III, Section I, according to the plat of record at Plat Book 57, Page 40, DeKalb County Records and being more particularly described as follows:Beginning at a point on the southeasterly side of a cul-de-sac that forms the western terminus of Bluffton Court, 103.4 feet westerly and southwesterly, as measured along the southerly and southeasterly side of the right of way Bluffton Court and its said cul-de-sac, from its intersection with the northwesterly side of Bluffton Way, if said street lines were extended to form an angle instead of a curve; running thence southwesterly, westerly and northwesterly, as measured along the southeasterly, southerly and southwesterly side of said cul-de-sac, and following the curvature thereof, 62.9 feet to a point; running thence southwesterly 138.1 feet to a point; running thence easterly 115 feet to a point; running thence northerly 124.1 feet to the point on the southeasterly side of said cul-de-sac and the point of beginning; being improved property known as 3919 Bluffton Court, according to the present system of numbering houses in DeKalb County, Georgia.CA October 6, 2026Our file no. 52612903++52612903++