1316 Fairview Dr

Notice of Sale Under Power. 
State of Georgia, 
County of COLQUITT. 
Under and by virtue of the 
Power of Sale contained in a 
Deed to Secure Debt given by 
EFRAIN DEMINIA ESPERON 
AND NILDA CARA ESPERON 
AND ROBIN CARA ESPERON 
to MORTGAGE ELECTRONIC 
REGISTRATION SYSTEMS, 
INC. (‘’MERS’’) AS NOMINEE 
FOR BANK OF AMERICA, N.A. , 
dated 01/29/2021, and Recorded 
on 02/09/2021 as Book No. 1438 
and Page No. 0381, COLQUITT 
County, Georgia records, as last 
assigned to BANK OF AMERICA, 
N.A. (the Secured Creditor), by 
assignment, conveying the after 
described property to secure a 
Note of even date in the original 
principal amount of $136,000.00, 
with interest at the rate specified 
therein, there will be sold by the 
undersigned at public outcry to 
the highest bidder for cash at the 
COLQUITT County Courthouse 
within the legal hours of sale on 
the first Tuesday in June, 2026, 
the following described property: 
LOTS 8, 9, 59 & 60 IN FAIRVIEW 
SUBDIVISION IN LAND LOT 309 
IN THE 8TH LAND DISTRICT 
IN THE SOUTHWEST CITY OF 
MOULTRIE, COLQUITT COUN -
TY, GEORGIA, DESCRIBED AS 
FOLLOWS: FROM THE INTER -
SECTION OF THE SOUTH MAR -
GIN OF THE RIGHT OF WAY OF 
13TH AVENUE, S.W. WITH THE 
WEST MARGIN OF THE RIGHT 
OF WAY OF 5TH STREET, 
S.W. RUN SOUTH ALONG THE 
WEST MARGIN OF THE RIGHT 
OF WAY OF 5TH STREET, S.W. 
350.00 FEET TO AN IRON PIN 
AND THE POINT OF BEGIN -
NING; CONTINUE THENCE 
ALONG SAID RIGHT OF WAY 
MARGIN SOUTH 03 DEGREES 
00 MINUTES 00 SECONDS 
EAST 100.00 FEET TO AN IRON 
PIN; RUN THENCE SOUTH 
87 DEGREES 00 MINUTES 00 
SECONDS WEST 360.00 FEET 
TO AN IRON PIN; RUN THENCE 
NORTH 03 DEGREES 00 MIN -
UTES 00 SECONDS  WEST 
100.00 FEET TO AN IRON PIN; 
RUN THENCE NORTH 87 DE -
GREES 00 MINUTES 00 SEC -
ONDS EAST 360.00 FEET TO AN 
IRON PIN  AND THE POINT OF 
BEGINNING OF THE PROPER -
TY HEREIN DESCRIBED. SAID 
PROPERTY IS MORE PARTICU -
LARLY SHOWN ON A PLAT OF 
SURVEY PREPARED BY HUR -
LEY J. GRIFFIN, GRS #1024 
ENTITLED “PROPERTY OF 
ODIE V. & TRINA R. NEWBORN” 
DATED APRIL 21, 1986 AND 
RECORDED IN PLAT BOOK 18, 
PAGE 125, COLQUITT COUNTY  
RECORDS, WHICH SAID PLAT 
AND THE RECORD THEREOF 
ARE BY REFERENCE INCOR -
PORATED HEREIN AS A PART 
OF THIS DESCRIPTION. 
The debt secured by said Deed 
to Secure Debt has been and is 
hereby declared due because of, 
among other possible events of 
default, failure to pay the indebt -
edness as and when due and in 
the manner provided in the Note 
and Deed to Secure Debt.  
Because the debt remains in de -
fault, this sale will be made for the 
purpose of paying the same and 
all expenses of this sale, as pro -
vided in the Deed to Secure Debt 
and by law, including attorney’s 
fees (notice of intent to collect at -
torney’s fees having been given). 
BANK OF AMERICA, N.A. holds 
the duly endorsed Note and is 
the current assignee of the Secu -
rity Deed to the property. BANK 
OF AMERICA, N.A., AS SUC -
CESSOR BY MERGER TO BAC 
HOME LOANS SERVICING, LP, 
acting on behalf of and, as neces -
sary, in consultation with BANK 
OF AMERICA, N.A. (the current 
investor on the loan), is the entity 
with the full authority to negotiate, 
amend, and modify all terms of 
the loan. 
Pursuant to O.C.G.A. § 44 14 
162.2, BANK OF AMERICA, N.A., 
AS SUCCESSOR BY MERGER 
TO BAC HOME LOANS SER -
VICING, LP may be contacted 
at: BANK OF AMERICA, N.A., 
AS SUCCESSOR BY MERGER 
TO BAC HOME LOANS SER -
VICING, LP, 7105 CORPORATE 
DRIVE, PLANO, TX 75024, 800 
669 6650. 
Please note that, pursuant to 
O.C.G.A. § 44 14 162.2, the se -
cured creditor is not required to 
amend or modify the terms of the 
loan.  
To the best knowledge and be -
lief of the undersigned, the par -
ty/parties in possession of the 
subject property known as 1316 
FAIRVIEW DR, MOULTRIE, 
GEORGIA 31768  is/are: EFRAIN 
DEMINIA ESPERON AND NILDA 
CARA ESPERON AND ROBIN 
CARA ESPERON or tenant/ten -
ants. 
Said property will be sold subject 
to (a) any outstanding ad valorem 
taxes (including taxes which are 
a lien, but not yet due and pay -
able), (b) any matters which might 
be disclosed by an accurate sur -
vey and inspection of the prop -
erty, and (c) all matters of record 
superior to the Deed to Secure 
Debt first set out above, includ -
ing, but not limited to, assess -
ments, liens, encumbrances, 
zoning ordinances, easements, 
restrictions, covenants, etc.  
The sale will be conducted sub -
ject to (1) confirmation that the 
sale is not prohibited under the 
U.S. Bankruptcy Code; and (2)  
final confirmation and audit of the 
status of the loan with the holder 
of the security deed. 
Pursuant to O.C.G.A. Section 9 
13 172.1, which allows for certain 
procedures regarding the rescis -
sion of judicial and nonjudicial 
sales in the State of Georgia, 
the Deed Under Power and other 
foreclosure documents may not 
be provided until final confirma -
tion and audit of the status of the 
loan as provided in the preceding 
paragraph. 
BANK OF AMERICA, N.A. as 
Attorney in Fact for EFRAIN DE -
MINIA ESPERON AND NILDA 
CARA ESPERON AND ROBIN 
CARA ESPERON. 
THIS LAW FIRM IS ACTING AS A 
DEBT COLLECTOR ATTEMPT -
ING TO COLLECT A DEBT.  ANY 
INFORMATION OBTAINED WILL 
BE USED FOR THAT PURPOSE. 
00000010789444 
BARRETT DAFFIN FRAPPIER 
TURNER & ENGEL, LLP 
4004 Belt Line Road, 
Suite 100 
Addison, Texas 75001 
Telephone: (972) 341 5398. 
936296
05/06,13,20,27/2026