121 Livingston Rd

10735983 Notice of Sale Under Power. St0ate of Georgia, County of Lee. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Lowell G Cremeans to Mortgage Electronic Registration Systems, Inc. (‘'MERS'') As Nominee For Spring EQ LLC , dated 05/10/2025, and Recorded on 05/19/2025 as Book No. 2538 and Page No. 258268, LEE County, Georgia records, as last assigned to Athene Annuity And Life Company (the Secured Creditor), by assignment, conveying the afterdescribed property to secure a Note of even date in the original principal amount of $27,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the Lee County Courthouse within the legal hours of sale on the first Tuesday in November, 2026, the following described property: The Following Described Property: Situated In The County Of Lee And State Of Georgia. All That Tract Or Parcel Of Land Lying And Being In Lee County, Georgia And Being All Of Lot 4 Of Hillside Haven, Section One, According To A Map Or Plat Of Said Subdivision As Same Is Recorded In Plat Cabinet E, Slide E57, In The Office Of The Clerk Of Superior Court Of Lee County, Georgia. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Athene Annuity And Life Company holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC d/b/a Shellpoint Mortgage Servicing, acting on behalf of and, as necessary, in consultation with Athene Annuity And Life Company (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 4414162.2, NEWREZ LLC d/b/a Shellpoint Mortgage Servicing may be contacted at: NEWREZ LLC d/b/a Shellpoint Mortgage Servicing, 55 Beattie Place, Suite 100, Greenville, SC 296012743, 8668252174. Please note that, pursuant to O.C.G.A. § 4414162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 121 Livingston Rd, Smithville, Georgia 31787 is/are: Lowell G Cremeans or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 913172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Athene Annuity And Life Company as Attorney in Fact for Lowell G Cremeans. This Law Firm Is Acting As A Debt Collector Attempting To Collect A Debt. Any Information Obtained Will Be Used For That Purpose. 00000010735983 Barrett Daffin Frappier Turner & Engel, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 3415398. Oct. 7, 14, 21, and 28 8 wpw