5444 Raccoon Trl

NOTICE OF SALE UNDER
POWER
GEORGIA, WARE
COUNTY
Under and by virtue of
the Power of Sale contained
in a Security Deed given by
John Smith III, John Smith
III to Mortgage Electronic
Registration Systems, Inc.,
as grantee, as nominee for
American Financial Net￾work, Inc., its successors
and assigns dated August
16, 2016, recorded in Deed
Book 71J, Page 311, Ware
County, Georgia Records, as
last transferred to SERV￾BANK, SB by assignment
recorded in Deed Book 89X,
Page 15, Ware County,
Georgia Records, conveying
the after-described property
to secure a Note in the orig￾inal principal amount of
EIGHTY-SIX THOUSAND
TWO HUNDRED SIXTY￾ONE AND 0/100 DOLLARS
($86,261.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder
for cash before the court￾house door of Ware County,
Georgia, or at such place as
may be lawfully designated
as an alternative, within the
legal hours of sale on the
first Tuesday in June, 2026,
the following described
property: 
SEE EXHIBIT "A" AT￾TACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and
is hereby declared due and
payable because of default
having been made of the
terms of the Note and Secu￾rity Deed. The terms re￾maining in default, this sale
will be made for the purpose
of paying the total debt, in￾cluding all expenses of this
sale, as provided in the Se￾curity Deed and by law
which includes, but is not
limited to, attorney's fees
(notice pursuant to O.C.G.A.
§ 13-1-11 having been given).
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
the right of redemption of
any taxing authority, any
matters which might be dis￾closed by an accurate survey
and inspection of the prop￾erty, any assessments, liens,
encumbrances, zoning ordi￾nances, restrictions, cove￾nants, and any matters of
record including, but not
limited to, those superior to
the Security Deed first set
out above. Said property
will be sold on an "as-is"
basis without any represen￾tation, warranty or recourse
against the above-named or
the undersigned. Prospec￾tive bidders must perform
their own due diligence.
SERVBANK, N.A. is the
holder of the Security Deed
to the property in accor￾dance with OCGA § 44-14-
162.2.
The entity that has full
authority to negotiate,
amend, and modify all
terms of the mortgage with
the debtor is: Servbank,
N.A., 3138 East Elwood
Street, Phoenix, AZ 85034,
4806162741.
Note, however, that such
entity is not required by law
to negotiate, amend or mod￾ify the terms of the loan.
Upon information and
belief, said property is more
commonly known as 5444
Raccoon Trl, Waycross,
GA 31503. Should a con￾flict arise between the prop￾erty address and the legal
description, the legal de￾scription shall control.
ATTENTION ALL PRO￾SPECTIVE BIDDERS: On
March 1, 2026, the data col￾lection and reporting re￾quirements under the U.S.
Financial Crimes Enforce￾ment Network (FinCEN)
new Anti-Money Launder￾ing Rule (the “Rule”), found
at 89 FR 70258, went into
effect. The Rule applies to
certain residential real es￾tate sale transactions (in￾cluding some that go
beyond the typical one-to￾four family residence)
where the transfer is to a
legal entity or trust, and
which includes cash pur￾chases, private financing or
financing provided by an in￾stitution not subject to a
federal Anti-Money Laun￾dering or Suspicion Activity
Report requirement. If ap￾plicable, as part of this Rule,
buyers and sellers are re￾quired to provide additional
information and documen￾tation about themselves,
their legal entities, and/or
the source of funds used in
the reportable transaction.
The collection of this infor￾mation and documentation
is required to comply with
the Rule’s federal reporting
requirements, if applica￾ble.* This notice is provided
for informational purposes
only and does not constitute
legal advice. You are en￾couraged to consult with
your own independent legal
counsel if you have ques￾tions about how the FinCEN
Anti-Money Laundering
Rule affects your trans￾action and whether your
transaction is reportable.
*The Rule is the subject of
ongoing litigation in several
jurisdictions. We suggest
that you seek your own legal
counsel if you have ques￾tions about the status of the
Rule and its applicability to
your sale, if any.
The sale will be con￾ducted subject (1) to confir￾mation that the sale is not
prohibited under the U.S.
Bankruptcy Code, (2) to
final confirmation and audit
of the status of the loan with
the holder of the Security
Deed, and (3) to confirma￾tion that the successful bid￾der has timely provided all
information required for re￾porting under the Rule, 89
FR 70258, if applicable.
SERVBANK, N.A.
as Attorney in Fact for 
John Smith III, John Smith
III
McCalla Raymer Leibert
Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.ne
t
EXHIBIT "A"
All that tract or parcel of
land situate, lying and being
in Land Lot 345 of the 5th
Land District of Ware
County, Georgia, containing
1 acre, more or less, and
being Tract 22 in Block G,
said tract being more par￾ticularly described by that
certain subdivision plat
known as River Oaks Phase
3, as per plat of survey made
by Harry W. Prevatt, Geor￾gia Registered Land Sur￾veyor, and recorded in Plat
Book "A", Page 1610 in the
office of the Clerk of Ware
County Clerk of Superior
Court, reference to said plat
and the recording thereof
being made for descriptive
and all other purposes. To￾gether with a 1961 single￾wide mobile home, located
on said property.
MR / MA June 2, 2026
Our file no. 
24-14562GA-FT17
24-14562GA
05/06-05/27(4)