3510 Misty Valley Rd

420-507136 4/23,4/30,578,5/14 5/21,5/28STATE OF GEORGIACOUNTY OF DEKALB NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained with that certain Security Deed dated August 14, 2017, from Derek Fordham to Mortgage Electronic Registration Systems, Inc., as a nominee for First Community Mortgage, Inc., its successors and assigns, recorded on August 22, 2017 in Deed Book 26445 at Page 117 Dekalb County, Georgia records, having been last sold, assigned, transferred and conveyed to AMERIHOME MORTGAGE COMPANY, LLC by Assignment and said Security Deed having been given to secure a note dated August 14, 2017, in the amount of $163,975.00 said note being modified by Loan Modification agreement and recorded on March 16, 2023 in Book 30813 Page 118 in the real property records of Dekalb County, Georgia said note being modified by Loan Modification agreement and recorded on February 20, 2024 in Book 31296 Page 388 in the real property records of Dekalb County, Georgia said note being modified by Loan Modification agreement and recorded on May 29, 2025 in Book 32011 Page 22 in the real property records of Dekalb County, Georgia, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Dekalb County, Georgia, on June 2, 2026 the following described real property (hereinafter referred to as the “Property”): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 187 OF THE 15TH DISTRICT, DEKALB COUNTY, GEORGIA, AND BEING LOT 14, BLOCK G, UNITONE, ALTALOMA PARK, AS PER PLAT RECORDED IN PLAT BOOK 25, PAGE 25, DEKALB RECORDS AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTHEASTERLY SIDE OF MISTY VALLEY ROAD (FORMERLY GREENWOOD CIRCLE) 1005 FEET EASTERLY AND SOUTHEASTERLY, AS MEASURED ALONG THE NORTHERLY AND NORTHEASTERLY SIDE OF MISTY VALLEY ROAD AND FOLLOWING THE CURVATURE THEREOF, FROM THE CORNER FORMED BY THE INTERSECTION OF THE NORTHERLY SIDE OF MISTY VALLEY ROAD WITH THE EASTERLY SIDE OF BROOKFIELD LANE, IF SAID STREET LINES WERE EXTENDED TO FROM AN ANGLE INSTEAD OF A CURVE; RUNNING THENCE NORTHEASTERLY 187 FEET TO A POINT; THENCE CONTINUING NORTHEASTERLY 5 FEET, MORE OR LESS. TO A POINT IN THE CENTERLINE OF A CREEK; THENCE SOUTHEASTERLY ALONG THE CENTERLINE OF SAID CREEK AND FOLLOWING THE MEANDERING THEREOF, 75 FEET TO A POINT; THENCE SOUTHWESTERLY 5 FEET, MORE OR LESS, TO A POINT; THENCE CONTINUING SOUTHWESTERLY 227.2 FEET TO A POINT ON THE NORTHEASTERLY SIDE OF MISTY VALLEY ROAD; THENCE NORTHWESTERLY ALONG THE NORTHEASTERLY SIDE OF MISTY VALLEY ROAD 75 FEET TO THE POINT OF BEGINNING; BEING IMPROVED PROPERTY KNOWN AS 3510 MISTY VALLEY ROAD ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN DEKALB COUNTY, GEORGIA. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Derek Fordham.The property, being commonly known as 3510 Misty Valley Road, Decatur, GA, 30032 in Dekalb County, will be sold as the property of Derek Fordham, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: ServiceMac, LLC, 9726 Old Bailes Road, Suite 200, Indian Land, SC 29707, 844-478-2622 . The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.https://www.fincen.gov/rre and https://www.fincen.gov/rre-faqs The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli LawAttorney for AMERIHOME MORTGAGE COMPANY, LLC as Attorney in Fact for Derek Fordham100 Galleria Parkway, Suite 1000Atlanta, GA 30339Phone: (770) 373-4242 THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ++ 26-001073 /Derek Fordham++