176 Harper Ln

NOTICE OF SALE UNDER POWER GEORGIA, FRANKLIN COUNTY By virtue of a Power of Sale contained in that certain Security Deed from SHERRY FORD to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for SecurityNational Mortgage Company, its successors and assigns., dated July 10, 2025, recorded July 16, 2025, in Book 01689, Page 0080, Franklin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eighty-Eight Thousand Five Hundred and 00/100 dollars ($188,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to SECURITY NATIONAL LIFE INSURANCE COMPANY, there will be sold at public outcry to the highest bidder for cash at the Franklin County Courthouse, within the legal hours of sale on the first Tuesday in November, 2026, all property described in said Security Deed including but not limited to the following described property: A CERTAIN TRACT OR PARCEL OF LAND IN ROYSTON, FRANKLIN COUNTY, STATE OF GA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN THE 370TH G.M. DISTRICT OF FRANKLIN COUNTY, GEORGIA, WITHIN THE CORPORATE LIMITS OF THE CITY OF ROYSTON, DESIGNATED AS LOT 30 OF HARPER FARMS CONTAINING 0.52 OF AN ACRE AND BEING BOUNDED NOW OR FORMERLY AS FOLLOWS: ON THE SOUTH BY RIGHT-OF-WAY OF HARPER FARMS WAY FOR A DISTANCE OF 100.00 FEET; ON THE WEST BY LOT 29 OF SAID SUBDIVISION FOR A DISTANCE OF 258.75 FEET; ON THE NORTH BY LANDS OF DAVISON FOR A DISTANCE OF 85.19 FEET; ON THE EAST BY LOT 31 OF SAID SUBDIVISION FOR A DISTANCE OF 239.09 FEET.SAID LANDS BEING MORE PARTICULARLY DESCRIBED AS LOT 30 OF HARPER FARMS IN A PLAT OF SURVEY FOR AUBREY LUNSFORD DATED NOVEMBER 30, 1999 PREPARED BY BARTLETT & CASH LAND SURVEYORS, INC., REGISTERED LAND SURVEYORS, RECORDED IN PLAT BOOK 26, PAGE 54, FRANKLIN COUNTY PUBLIC RECORDS. SAID PLAT AND THE RECORDATION THEREOF ARE BY REFERENCE INCORPORATED HEREIN AND MADE A PART OF THIS LEGAL DESCRIPTION. ALSO CONVEYED A NON-EXCLUSIVE PERPETUAL EASEMENT ALONG HARPER FARMS WAY FOR THE PURPOSE OF INGRESS AND EGRESS CONNECTING THE ABOVE DESCRIBED PROPERTY WITH BROOKS STREET.SUBJECT TO RESTRICTIVE COVENANTS AS RECORDED IN PLAT BOOK 464, PAGE 116, FRANKLIN COUNTY PUBLIC RECORDS. Said legal description being controlling, however the property is more commonly known as 176 HARPER LN, ROYSTON, GA 30662. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is SHERRY FORD, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: SecurityNational Mortgage Company, Loss Mitigation Dept., 433 Ascension Way 6th Floor-Legal Dept, Salt Lake City, UT 84123, Telephone Number: 801.287.8261. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. SECURITY NATIONAL LIFE INSURANCE COMPANY as Attorney in Fact for SHERRY FORD THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. SNM-26-01020-7 Ad Run Dates 10/08/2026, 10/15/2026, 10/22/2026, 10/29/2026 rlselaw.com/property-listing #922257-10/29