115 Chapel Dr

10807220 Notice of Sale Under Power. State of Georgia, County of Chatham. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Ryan Murphy to Mortgage Electronic Registration Systems, Inc. (''MERS'') As Nominee For Homebridge Financial Services Inc. , dated 03/19/2025, and Recorded on 03/26/2025 as Book No. 3623 and Page No. 543-551, Chatham County, Georgia records, as last assigned to Wilmington Savings Fund Society, FSB Not In Its Individual Capacity But Solely As Owner Of Saluda Grade Loan Trust 6 (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $100,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the Chatham County Courthouse within the legal hours of sale on the first Tuesday in July, 2026, the following described property: Situated In The County Of Chatham And State Of Georgia. All That Certain Lot, Tract Or Parcel Of Land Situate, Lying And Being In The State Of Georgia, County Of Chatham And Being Known As Lot 73 St. James Subdivision, Phase III As Shown On A Map Or Plat Recorded In The Office Of The Clerk Of Superior Court Of Chatham County, Georgia In Subdivision Map Book 19-S, Page 34 In The Office Of The Clerk Of Superior Court Of Chatham County, Georgia, To Which Reference Is Hereby Made For A More Complete Description Of The Property Herein Conveyed. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Wilmington Savings Fund Society, FSB Not In Its Individual Capacity But Solely As Owner Of Saluda Grade Loan Trust 6 holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC d/b/a Shellpoint Mortgage Servicing, acting on behalf of and, as necessary, in consultation with Wilmington Savings Fund Society, FSB Not In Its Individual Capacity But Solely As Owner Of Saluda Grade Loan Trust 6 (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, NEWREZ LLC d/b/a Shellpoint Mortgage Servicing may be contacted at: NEWREZ LLC d/b/a Shellpoint Mortgage Servicing, 55 Beattie Place, Suite 100, Greenville, SC 29601-2743, 866-825-2174. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 115 Chapel Dr, Savannah, Georgia 31406 is/are: Ryan Murphy or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Wilmington Savings Fund Society, FSB Not In Its Individual Capacity But Solely As Owner Of Saluda Grade Loan Trust 6 as Attorney in Fact for Ryan Murphy. This Law Firm Is Acting As A Debt Collector Attempting To Collect A Debt. Any Information Obtained Will Be Used For That Purpose. 00000010807220 Barrett Daffin Frappier Turner & Engel, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341-5398. June 11, 18, 25, July 2 2026 LGSC0532155