825 Fitzroy Dr

NOTICE OF SALE UNDER POWER GEORGIA, CLARKE COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Desma T Ervin to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for CalCon Mutual Mortgage LLC, its successors and assigns dated April 30, 2020, recorded in Deed Book 4981, Page 402, Clarke County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 5724, Page 24, Clarke County, Georgia Records, as last transferred to SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES by assignment recorded in Deed Book 5464, Page 164, Clarke County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TEN THOUSAND TWENTY-FIVE AND 00/100 DOLLARS ($210,025.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Clarke County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BSI Financial Services, Inc., 7500 Old Georgetown Road, Suite 1350 , Bethesda, MD 20814, (800) 327-7861. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 825 Fitzroy Drive, Athens, GA 30606. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. *The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable. SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES as Attorney in Fact for Desma T Ervin McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that tract or parcel of land lying and being in G.M.D. 241 of Clarke County, Georgia, and being designated Lot 5, Block F of Creekside Manor Subdivision, Phase 2, according to the plat of survey recorded in Plat Book I, Page 44 Clarke County, Georgia, which plat is incorporated here and made a part hereof by reference thereto for a more complete description of the property conveyed herein. For Informational Purpose Only: TMS#: 044C5 F005 Also known as 825 Fitzroy Drive, Athens, GA 30606 Prior Derivation: Being the same property conveyed to LGI Homes - Georgia, LLC, a Georgia limited liability company by deed of Home at Creekside Manor, LLC, a Georgia limited liability company dated July 28, 2017 and recorded July 31, 2017 in Book 04617 at Page 0219 in the Clerk of Superior Court for Clarke County, Current Derivation: Being the same property conveyed to Desma T. Ervin by deed of LGI Homes - Georgia, LLC dated April 30, 2020 and to be recorded simultaneously herewith in the land recorded of Clarke, GA. CA October 6, 2026 Our file no. 25-17288GA 25-17288GA