5391 Lambray Ct

420-507534 5/7,5/14,5/21,5/28NOTICE OF SALE UNDER POWERSTATE OF GEORGIACOUNTY OF DEKALB By virtue of a Power of Sale contained in that certain Security Deed from Brenda K. Haygood to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOME CAPITAL, INC., ITS SUCCESSORS AND ASSIGNS, dated September 27, 2024 and recorded on October 18, 2024 in Deed Book 16714, Page 166, in the Office of the Clerk of Superior Court of Dekalb County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Two Thousand Four Hundred and 00/100 dollars ($102,400.00) with interest thereon as provided therein, as last transferred to THE BANK OF NEW YORK MELLON FORMERLY KNOWN AS THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET- BACKED CERTIFICATES, SERIES 2004-11, recorded in Deed Book 22562, Page 458, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Dekalb County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in June, 2026, all property described in said Security Deed including but not limited to the following described property:All that tract or parcel of land lying and being In Land Lot 43 of the 16th District of Dekalb County, Georgia, being Lot 166, Phase V, Unit III of Winslow Crossing North as per plat recorded in Plat Book 85 Page 142, Dekalb County Records, said plat being Incorporated herein and made a part hereof by reference; being Improved property known as 5391 Lambray Court, according to the system of numbering in Dekalb County, Georgia.Said property may more commonly be known as 5391 Lambray Court, Lithonia, GA 30038.The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES2004-11, 75 Beattie Place, Greenville, SC 29601, 1-800-365-7107. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Brenda K. Haygood and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code, 2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and 3) any legal impediments to the undertaking and completion of sale.The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN's website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FORTHE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-11 as Attorney-in-Fact for Brenda K. Haygood Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 ++20-019208 /Brenda K. Haygood++Ad Run Dates: 05/07/2026 ,05/14/2026 ,05/21/2026 ,05/28/2026 ;