435 Atwood St Sw

NOTICE OF SALE UNDER POWER, FULTON COUNTY WHEREAS, on November 8, 2006, a certain Security Deed was executed by Evelyn T. Latimore as grantor in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of Indymac Bank, F.S.B. as grantee and was recorded on November 16, 2006, in Deed Book 43904, Page 13 in the Office of the Clerk of Superior Court, Fulton County, Georgia; and WHEREAS, the Security Deed was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and; WHEREAS, the Security Deed is now owned by the Secretary, pursuant to an assignment recorded on June 4, 2015 and recorded in Deed Book 54991, Page 320, in the Office of the Clerk of Superior Court, Fulton County, Georgia; and WHEREAS, a default has been made in the covenants and conditions of the Security Deed in that the payment due upon the death of the borrower was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of May 4, 2026 is $405,184.69 plus applicable fees and costs; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Security Deed to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27, subpart B, and by the Secretarys designation of Aldridge Pite, LLP as Foreclosure Commissioner, recorded on October 8, 2024 in Deed Book 68310, Page 241, Fulton County, Georgia, notice is hereby given that on June 2, 2026 between the hours of 10:00AM 4:00PM, local time, before the courthouse door of the Fulton County Courthouse or at the usual place of conducting Sheriffs sales, all real and personal property at or used in connection with the following described premises (Property) will be sold at public auction to the highest bidder: ALL THAT TRACT or parcel of land being in Land Lot 140, 14th District of Fulton County, Georgia and being more particularly described as follows: Beginning at an iron pin located on the Westerly side of Atwood Street three hundred and seven tenths (300.7) feet Northerly, as measured along the Westerly right of way line of Atwood Street, from the point intersection of the Westerly right of way line of Atwood Street with the Northerly right of way line of Lucile Avenue; thence running Northerly along the Westerly right of way line of Atwood Street forty-six (46) feet to an iron pin; thence running Westerly along a line forming an interior angle of 89 degrees 00 minutes with the Westerly right of way line of Atwood Street and along the Southerly line of Lot 122, said subdivision, one hundred fifty (150) feet to an iron pin located on the Easterly side of a ten (10) foot alley, thence running Southerly along the Easterly side of said ten foot alley forty-six (46) feet to an iron pin; thence running Easterly along the Northerly line of Lot 124, said subdivision one hundred fifty (150) feet to an iron pin located on the Westerly right of way line of Atwood Street at The Point of Beginning. Commonly known as: 435 Atwood Street, SW, Atlanta, GA 30310 The sale will be held at the Fulton County Courthouse or at the usual place of conducting Sheriffs sales. Per the Secretary of Housing and Urban Development, the estimated opening bid will be $406,950.79, plus applicable fees and costs, and any other amounts that become due as of the date of sale; and There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, the winning bidders with the exception of the Secretary must submit the total purchase price in the form of a certified check or cashier's check made payable or endorsed to the undersigned Foreclosure Commissioner. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the date of sale and all other costs associated with the transfer of title. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser (s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashiers check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the Security Deed is to be reinstated prior to the scheduled sale is based on the nature of the default, which this loan is not subject to reinstatement. A total payoff is required to cancel the foreclosure sale or the breach must be otherwise cured. Tender of payment by certified or cashiers check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Aldridge Pite, LLP FORECLOSURE COMMISSIONER FOR THE UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT Six Piedmont Center 3525 Piedmont Road NE Suite 700 Atlanta, Georgia 30305 Phone: 404-994-7400 Fax: 888-755-2507 File no. 2148-1044A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 5:13,20,27,2026