525 Middle Rd

NOTICE OF SALE UNDER POWER, WALKER COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Lori Carter and Ronald Dayle Mathis to Option One Mortgage Corporation dated 3/13/2007 and recorded in Deed Book 1481 Page 277 Walker County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007-OPT1, Asset-Backed Certificates, Series 2007-OPT1, conveying the after-described property to secure a Note in the original principal amount of $200,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Walker County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on July 7, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN ORIGINAL LAND LOT NUMBER ONE HUNDRED NINETY-SIX (196), IN THE 10TH DISTRICT AND 4TH SECTION OF WALKER COUNTY, GEORGIA, BEING DESCRIBED BY METES AND BOUNDS AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE NORTH LINE OF MIDDLE ROAD AND THE WEST LINE OF OLD DURHAM RAILROAD; THENCE NORTH 61 DEGREES 04 MINUTES WEST ALONG THE NORTH LINE OF MIDDLE ROAD A DISTANCE OF 107.9 FEET TO A POINT THENCE LEAVING MIDDLE ROAD AND RUNNING NORTH 18 DEGREES 55 MINUTES EAST A DISTANCE OF 269.1 FEET TO A POINT; THENCE SOUTH 57 DEGREES 55 MINUTES WEST 248.9 FEET TO THE WEST LINE OF OLD DURHAM RAILROAD; THENCE SOUTH 44 DEGREES 47 MINUTES WEST ALONG THE WEST LINE OF OLD DURHAM RAILROAD, A DISTANCE OF 304.5 FEET TO THE NORTH LINE OF MIDDLE ROAD, THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED TO MAGGIE L. CARTER BY DEED FROM FEDERAL NATIONAL MORTGAGE ASSOCIATION RECORDED 07/26/2001 IN DEED BOOK 1015 PAGE 373, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF WALKER COUNTY, GEORGIA. BEING THE SAME PROPERTY AS DESCRIBED IN THE WARRANTY DEED DATED SEPTEMBER 20, 1996, RECORDED ON SEPTEMBER 25, 1996 IN DEED BOOK 807, PAGE 666, DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN ORIGINAL LAND LOT NUMBER ONE HUNDRED NINETY-SIX (196) IN THE TENTH (10TH) DISTRICT AND FOURTH (4TH) SECTION OF WALKER COUNTY, GEORGIA, BEING DESCRIBED BY METES AND BOUNDS AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE NORTH LINE OF MIDDLE ROAD AND THE WEST LINE OF OLD DURHAM RAILROAD; THENCE NORTH 61 DEGREES 04 MINUTES WEST, ALONG THE NORTH LINE OF MIDDLE ROAD, A DISTANCE OF 107.9 FEET TO A POINT; THENCE LEAVING MIDDLE ROAD AND RUNNING NORTH 16 DEGREES 55 MINUTES EAST A DISTANCE OF 269.1 FEET TO A POINT; THENCE SOUTH 67 DEGREES 55 MINUTES EAST 248.9 FEET TO THE WEST LINE OF OLD DURHAM RAILROAD; THENCE SOUTH 44 DEGREEES 47 MINUTES WEST, ALONG THE WEST LINE OF OLD DURHAM RAILROAD, A DISTANCE OF 304.5 FEET TO THE NORTH LINE OF MIDDLE ROAD, THE POINT OF BEGIINING. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property is commonly known as 525 Middle Rd, Lookout Mountain, GA 30750 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Lori Carter or tenant or tenants. Shellpoint Mortgage Servicing is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Shellpoint Mortgage Servicing PO Box 10826 Greenville, SC 29603-0826 1-800-365-7107 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007OPT1, Asset-Backed Certificates, Series 2007-OPT1 as agent and Attorney in Fact for Lori Carter and Ronald Dayle Mathis Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1263-5017A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1263-5017A 6:10,17,24;7:1,2026