81 Varnedoe Ave

NOTICE OF SALE UNDER POWER GEORGIA, CHATHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tammy E Ehmen and Michael M Ehmen to CITIFINANCIAL SERVICS, INC. dated February 23, 2004, recorded in Deed Book 265Z, Page 661, Chatham County, Georgia Records, as last transferred to U.S. Bank Trust National Association, not in its individual capacity, but solely as Owner Trustee for Citigroup Mortgage Loan Trust 2023-RP2 by assignment recorded in Deed Book 3213, Page 685, Chatham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND THREE HUNDRED TWENTY-SIX AND 00/100 DOLLARS ($119,326.45), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Chatham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. U.S. Bank Trust National Association, not in its individual capacity, but solely as Owner Trustee for Citigroup Mortgage Loan Trust 2023-RP2 is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fay Servicing, LLC, 425 S. Financial Place, Suite 2000, Chicago, IL 60605, 800-495-7166. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 81 Varnadoe Ave, Garden City, GA 31408. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. *The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable. U.S. Bank Trust National Association, not in its individual capacity, but solely as Owner Trustee for Citigroup Mortgage Loan Trust 2023-RP2 as Attorney in Fact for Tammy E Ehmen and Michael M Ehmen McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 8TH G.M. DISTRICT OF CHATHAM COUNTY, GEORGIA AND BEING PART OF THE CERTAIN TRACT OF LAND COMPRISING 600 ACRES, MORE OR LESS, PURCHASED BY L. H. SMITH FROM THE SAVANNAH WAREHOUSE & COMPRESS COMPANY BY. WARRANTY DEED WITH PLAT ATTACHED, RECORDED IN THE RECORDS OF CHATHAM COUNTY, GEORGIA IN DEED BOOK 25-P, FOLIO 263, AND DESIGNATED UPON A MAP OR PLAT OF THE SUBDIVISION OF SAID TRACT OF LAND KNOWN AS INDUSTRIAL CITY GARDENS, MADE BY H. G. LINDER, C.E., ON NOVEMBER 1, 1929 AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA IN PLAT BOOK 2, PAGES 219 AND 220 AS TRACT NO. 50 IN THE RESUBDIVISION OF TRACT NOS. 61 TO 75, BOTH INCLUSIVE; SAID TRACT HAVING A FRONTAGE OF 100 FEET ON VARNEDOE AVENUE WITH A RECTANGULAR DEPTH OF 352.3 FEET AS WILL MORE FULLY APPEAR ON A MAP OR PLAT OF SAID RESUBDIVISION OF TRACT NOS. 61-75, BOTH INCLUSIVE, MADE BY M.F. SMITH, C.E. IN MARCH, 1940, AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT IN SUBDIVISION MAP BOOK A, FOLIO 48, EXPRESS REFERENCE IS MADE TO THE AFORESAID PLATS FOR BETTER DETERMINING THE METES, BOUNDS AND DISTANCES OF SAID TRACT NO. 50 AND SAID MAP IS EXPRESSLY INCORPORATED HEREIN. THIS CONVEYANCE IS SUBJECT TO ANY RIGHTS OF WAY OF CHATHAM COUNTY FOR DRAINAGE PURPOSES. IF THE LOT OR TRACT OF LAND HEREBY CONVEYED FRONTS ON THE OLD AUGUSTA ROAD, THEN THE DEPTH OR LENGTH OF THE EASTERN AND WESTERN LINES OF SAID LOT OR TRACT ARE 73 FEET LESS THAN SHOWN ON THE SAID RESUBDIVISION MAP OF TRACT NOS. 61 TO 75. KR June 2, 2026 Our file no. 26-22489GA 26-22489GA