12207 Bedford Dr

NOTICE OF SALE UNDER POWER GEORGIA, CHATHAM COUNTY Under and by virtue of the Power of Sale contained in that certain Security Deed given by Reginald J. McKinney, a single man to Mortgage Electronic Registration Systems, Inc., as Grantor, as nominee forCardinal Financial Company, Limited Partnership, its successors and assigns, dated 1/31/2023, and recorded on 2/1/2023, in Instrument No.: --, Deed Book 3016, Page 197, Chatham County, Georgia records, The subject Security Deed was modified by Loan Modification recorded as Book 3719 Page 250 and recorded on 07/11/2025 as last assigned to Freedom Mortgage Corporation by assignment recorded on 3/5/2026 in Instrument No.: -- Deed Book 3918, Page 787, conveying the after-described property to secure a Note in the original principal amount of $259,900.00, with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Chatham County, Georgia, within the legal hours of sale on 11/3/2026, the following described property: ALL THAT CERTAIN LOT, TRACT, OR PARCEL OF LAND SITUATE, LYING, AND BEING IN THE STATE OF GEORGIA AND COUNTY OF CHATHAM, BEING SHOWN AND DESIGNATED AS LOT NUMBER TWENTY-FOUR (24), BRIARFIELD SUBDIVISION, ON A MAP OF A RESUBDIVISION OF BRIARFIELD SUBDIVISION RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA, IN SUBDIVISION MAP BOOK B, PAGE 50, SAID MAP BEING INCORPORATED HEREIN BY REFERENCE AND BEING MADE A PART HEREOF FOR BETTER DETERMINING THE METES, BOUNDS, COURSES, AND DISTANCES OF THE SUBJECT PROPERTY WHICH IS SHOWN THEREIN TO HAVE A FRONTAGE OF SIXTY-FIVE FEET (65') ON THE WESTERN SIDE OF BEDFORD DRIVE AND EXTENDING IN A WESTERN DIRECTION FOR A DISTANCE OF ONE HUNDRED TWENTY-ONE FEET (121'), AND BEING BOUNDED AS FOLLOWS: ON THE NORTH BY LOT NUMBER TWENTY-FIVE (25) OF SAID SUBDIVISION; ON THE EAST BY BEDFORD DRIVE; ON THE SOUTH BY LOT NUMBER TWENTY-THREE (23) OF SAID SUBDIVISION; AND ON THE WEST BY LANDS NOW OR FORMERLY OF HASLAM AND COLE. SUBJECT TO ANY AND ALL COVENANTS, RESTRICTIONS, EASEMENTS, AND RIGHTS OF WAY OF RECORD. PARCEL ID: 20693.03007 COMMONY KNOWN AS: 12207 BEDFORD DRIVE, SAVANNAH, GA 31419. Said property is commonly known as 12207 BEDFORD DRIVE SAVANNAH, GA 31419. The indebtedness secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of the sale, as provided in the Security Deed and by law, including attorneys' fees (notice of intent to collect attorneys' fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Freedom Mortgage Corporation, Attention: Loss Mitigation Department, 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939, Telephone No.: (855) 690-5900. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend, or modify the terms of the security instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any other matters of record superior to the Security Deed first set out above. NOTICE TO BIDDERS: Please be advised that the highest bidder ("purchaser") at this trustee's sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchaser should be prepared to provide beneficial ownership information as required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after March 1, 2026. If applicable, the required information must be provided to the trustee before a trustee's deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property is (are) Reginald J. McKinney, a single man or tenant(s) or other occupants. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) any right of redemption or other lien not extinguished by foreclosure. The sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Freedom Mortgage Corporation as Attorney in Fact for Reginald J. McKinney, a single man. Nestor Solutions, LLC 214 5th Street, Suite 205, Huntington Beach, California 92648, (888) 403-4115, TS # 2026-23495-GA. For sale information, visit: https://www.nestortrustee.com/sales-information.com or call (888) 902-3989. October 7, 14, 21, 28 2026 LGSC0605760