809 Orchard Ter

NOTICE OF SALE UNDER POWER, WALKER COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Joshua Fernandez to Regions Bank d/b/a Regions Mortgage dated 2/12/2021 and recorded in Deed Book 02133 Page 0309 Walker County, Georgia records; as last transferred to or acquired by Regions Bank d/b/a Regions Mortgage, conveying the after-described property to secure a Note in the original principal amount of $134,830.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Walker County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on July 7, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land lying and being in Original Land Lot No. 11 in the 9th District and 4th Section, Walker County, Georgia, being Lot 48, Asterwood Subdivision No. 1 and 2, as shown by plat recorded in Plat Book 1, Page 257, in the Office of the Clerk of Superior Court of Walker County, Georgia. Being the same property conveyed by Warranty Deed recorded in Deed Book 2133, Page 307, in the Office of the Clerk of Superior Court of Walker County, Georgia. THIS CONVEYANCE IS MADE SUBJECT TO THE FOLLOWING: Any and all matters, including but not limited to Conditions, Restrictions, Reservations, Limitations, Easements, Stipulations, Notes, etc., as set out on the recorded plat. Any governmental zoning and subdivision ordinances or regulations in effect thereon The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property is commonly known as 809 Orchard Ter, Rossville, GA 30741 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Joshua Fernandez or tenant or tenants. Regions Mortgage, Inc. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Regions Mortgage, Inc. Regions Mortgage 6200 Poplar Avenue Memphis, TN 38119 1-800-748-9498 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Regions Bank d/b/a Regions Mortgage as agent and Attorney in Fact for Joshua Fernandez Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 2155-270A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2155-270A 6:10,17,24;7:1,2026