243 Collins Rd

STATE OF GEORGIA COUNTY OF STEPHENS NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by DAVID OSVALDO MORENO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR ROCKET MORTGAGE, LLC. in the original principal amount of $255,290.00 dated July 23, 2024, and recorded in Deed Book 1375, Page 41, Stephens County records, said Security Deed being last transferred to LAKEVIEW LOAN SERVICING, LLC in Deed Book 1437, Page 206, Stephens County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 7/7/2026, the property in said Security Deed and described as follows: ALL THAT TRACT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN THE TOCCOA (440TH) G.M.D., CITY OF TOCCOA, STEPHENS COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS TRACT NO. 2 CONTAINING 0.826 OF AN ACRE, MORE OR LESS, LYING ON THE NORTHWEST RIGHT OF WAY OF COLLINS ROAD MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY FOR JOYCE F. YOUNGBLOOD PREPARED BY G. BRIAN SLATE, GEORGIA REGISTERED LAND SURVEYOR, NO. 2629, DATED JULY 21, 2005 THE DESCRIPTION CONTAINED THEREIN BEING INCORPORATED HEREIN BY REFERENCE AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN SET LOCATED ON THE NORTHWEST RIGHT OF WAY OF COLLINS ROAD (40 FEET), SAID IRON PIN BEING LOCATED NORTH 69 DEGREES 06 MINUTES 26 SECONDS EAST 106.42 FEET FROM AN IRON PIN SET AT THE POINT OF INTERSECTION OF THE NORTHWEST RIGHT OF WAY OF COLLINS ROAD WITH THE NORTHEAST RIGHT OF WAY OF MORGAN STREET AS SHOWN ON THE ABOVE DESCRIBED PLAT OF SURVEY, SAID IRON PIN BEING LOCATED ADJACENT TO TRACT NO. I AS SHOWN ON THE ABOVE DESCRIBED PLAT (BEGINNING POINT); THENCE FROM SAID BEGINNING POINT AND RUNNING ALONG TRACT NO. 1 NORTH 24 DEGREES 17 MINUTES 48 SECONDS WEST 193.94 FEET TO AN IRON PIN SET AND NORTH 24 DEGREES 17 MINUTES 48 SECONDS WEST 179.45 FEET TO THE CENTERLINE OF A BRANCH ADJACENT TO TOCCOA HOUSING AUTHORITY PROPERTY WITH AN IRON PIN OFFSET 20 FEET THEREFROM; THENCE RUNNING ALONG THE CENTERLINE OF THE BRANCH AS A PROPERTY LINE SOUTH 85 DEGREES 19 MINUTES 34 SECONDS EAST 35.46 FEET, NORTH 50 DEGREES 25 MINUTES 16 SECONDS EAST 32.63 FEET, AND NORTH 58 DEGREES 02 MINUTES 38 SECONDS EAST 42.31 FEET TO A POINT ADJACENT TO NOW OR FORMERLY DAVIS PROPERTY WITH AN IRON PIN OFFSET SOUTH 21 DEGREES 55 MINUTES 00 SECONDS EAST 20 FEET THEREFROM; THENCE RUNNING FROM THE CENTERLINE OF THE BRANCH ALONG DAVIS PROPERTY SOUTH 21 DEGREES 55 MINUTES 00 SECONDS EAST 185.37 FEET TO AN IRON PIN FOUND; THENCE SOUTH 23 DEGREES 31 MINUTES 00 SECONDS EAST 71.83 FEET TO A POINT AT THE END OF A JOINT GRAVEL DRIVEWAY THENCE SOUTH 23 DEGREES 31 MINUTES 00 SECONDS EAST 119.02 FEET TO A RAILROAD SPIKE FOUND ON THE NORTHWEST RIGHT OF WAY OF COLLINS ROAD; THENCE RUNNING ALONG THE NORTHWEST RIGHT OF WAY OF COLLINS ROAD SOUTH 69 DEGREES 06 MINUTES 26 SECONDS WEST 94.3 FEET TO THE BEGINNING POINT. THERE IS ALSO CONVEYED ALL RIGHTS TO THE USE OF THE JOINT GRAVEL DRIVE RUNNING FROM COLLINS ROAD AS SHOWN ON THE ABOVE DESCRIBED PLAT TO THE EXISTING HOME ON THE ABOVE DESCRIBED PROPERTY WHICH DRIVE HAS BEEN IN USE AS ACCESS TO THE ABOVE DESCRIBED PROPERTY FOR 40 OR MORE YEARS, ALTHOUGH GRANTOR MAKES NO WARRANTIES OR REPRESENTATION AS TO PERPETUAL RIGHTS TO MAINTAIN OR USE SAID 12 FOOT JOINT GRAVEL DRIVE AND FURTHER CONVEYS THE ABOVE DESCRIBED PROPERTY SUBJECT TO THE RIGHTS OF THE ADJOINING PROPERTY OWNER TO THE USE OF SAID JOINT GRAVEL DRIVE. THIS IS THE SAME PROPERTY AS CONVEYED BY LIMITED WARRANTY DEED FROM SUGEY HERNANDEZ MEDINA AND ALMENDRA MEDINA-LARA TO NORTH EAST GA HOME SOLUTIONS, LLC, DATED MARCH 1, 2024, AND RECORDED IN DEED BOOK 1359, PAGES 424-426, STEPHENS COUNTY RECORDS. SUBJECT TO ANY AND ALL EASEMENTS AND RESTRICTIONS OF RECORD IF ANY. Said property being known as: 243 COLLINS RD, TOCCOA, GA 30577 To the best of the undersigneds knowledge, the party or parties in possession of said property is/are DAVID OSVALDO MORENO or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: LoanCare, LLC 4425 PONCE DE LEON BLVD., MS 5-251 CORAL GABLES, FL 33146 1-800-274-6600 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. LAKEVIEW LOAN SERVICING, LLC, as Attorney-in-Fact for DAVID OSVALDO MORENO Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 26-391262 gpn11 tr912425