205 Clearview Drive

NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA, COUNTY OF STEPHENS On October 28, 2014, Susan Yates executed a Deed to Secure Debt to North Georgia Credit Union securing a Note of even date for Sixty-Two Thousand and 00/100 ($62,000.00), said Security Deed being recorded in Deed Book 1052, Pages 95-96, Stephens County Records. Said Security Deeds conveyed the property hereinafter described. By virtue of the power of sale contained in said Security Deed to North Georgia Credit Union, there will be sold by the undersigned at public outcry to the highest bidder for cash, before the Stephens County Courthouse door in Stephens County, Georgia, during the legal hours of sale, being 10 a.m. until 4 p.m. Eastern Time, on the first Tuesday in July, 2026, the same being July 7, 2026, the following described property: All that tract or parcel of land together with improvements thereon, lying and being in the 440th District, G.M., Stephens County, Georgia in the Clearview Subdivision and more particularly described as follows, to wit: BEGINNING at an iron corner on the West side of Clearview Drive next to Lot No. 68 in said Subdivision, said iron pin corner being located 150 feet Southeast of the intersection of Clearview Drive and Valley Road and running thence along the line of Lot No. 68 South 73 degrees 10 minutes West 140.75 feet to an iron pin corner next to Lot No. 67 in said Subdivision; thence along the line of Lot No. 67 South 32 degrees 11 minutes West 60 feet to an iron pin corner next to Lot No. 70 in said Subdivision; thence along the line of Lot No. 70 South 70 degrees 49 minutes East 170.05 feet to an iron pin corner on the West side of Clearview Drive; thence along the West side of Clearview Drive North 12 degrees 49 minutes East 75 feet, North 8 degrees 25 minutes West 75 feet to the beginning iron pin corner and being LOT NO. SIXTY NINE (69) OF THE CLEARVIEW SUBDIVISION, all according to plat of survey by James H. Garrett, Jr., R.S., dated July 30, 1955, revised December 15, 1955 and recorded in Plat Book 3, Page 151, Stephens County records. This deed is made subject to the restrictive covenants recorded in Deed Book 60, Pages 239-241, Stephens County records. Said premises has a seven room brick veneer dwelling situate thereon. The above described property is the same as that conveyed by Warranty Deed (For Life With Remainder to Survivor) from Ernest H. Chambers to Ernest H. Chamber and Terry Harold Chambers dated December 18, 2012 recorded in Deed Book 1001, Pages 193-194 of the Stephens County records. The said Ernest H. Chambers died as a resident of Stephens County on March 14, 2014. The debt secured by said Security Deed and Note has been and is hereby declared due and payable because of default for non payment as required by the Note and Security Deed. The debt having been declared due and payable and remaining unpaid, and the terms in the Note and Security Deed remaining in default, this sale will be made for the purpose of paying the principal, accrued interest and attorneys fees pursuant to the Note and Security Deed, plus all expenses of this sale. Said property will be sold as the property of Susan Yates and subject to outstanding ad valorem taxes and/or easements and/or restrictive covenants appearing of record, if any. The undersigned will comply with Georgia law, O.C.G.A. Section 44-14-162.2, prior to conducting the sale. To the best knowledge and belief of the undersigned, equitable title to said property is now held by Susan Yates. The person with full authority to negotiate, amend and modify all terms of the mortgage with the Debtor is Sonya Speed of North Georgia Credit Union, Phone Number 706-886-1248. The undersigned will execute a Deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt to North Georgia Credit Union. Dated this 28th day of May, 2026. North Georgia Credit Union Attorney-in-fact for Susan Yates Sanders, Ranck & Skilling, P.C. 597 Big A Road P.O. Box 1005 Toccoa, GA 30577 (706) 886-7533 (p) (706) 886-0617 (f) Attorneys for North Georgia Credit Union gpn11 tr912104