4407 Stone Gate Way

NOTICE OF SALE UNDER POWER GEORGIA, FULTON COUNTY Pursuant to the Power of Sale contained in the Security Deed ("Security Deed") from Monica Lauderdale ("Debtor") to Delta Community Credit Union ("Grantee"), dated August 25, 2021, recorded August 25, 2021 in Deed Book 64367, Page 415, Fulton County, Georgia Records, said Security Deed being given to secure a Note of even date in the original principal amount of One Hundred Forty Five Thousand Five Hundred and 00/100 Dollars ($145,500.00), with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Fulton County, Georgia, within the legal hours of sale on the first Tuesday in September, 2025, the property being described as follows: All that tract or parcel of land lying and being situate in Land Lots 2 and 31, of the 13th District, Fulton County, Georgia, and being identified and depicted as Condominium Unit 149 of Highwood Park Condominium, a Condominium, Phase VI, as shown on Plat recorded in Condominium Plat Book 16, Pages 382 through 385, Fulton County, Georgia records, being re-recorded in Condominium Plat Book 16, Pages 422 through 426, aforesaid records; and on Plat recorded in Condominium Plat Book 16, Page 498, and the Floor Plans recorded in Condominium Floor Plan Book 30, Pages 482 and 490, and Condominium Floor Plan Book 31, Pages 211, 218 and 491, aforesaid records, together with all right, title and interest of grantor in the Unit and the appurtenant thereto under that certain Declaration of Condominium for Highwood Park, a Condominium, recorded in Deed Book 39705, Page 662, aforesaid records, and Supplemental Declaration of Condominium for Highwood Park, a Condominium, recorded in Deed Book 40550, Page 210, aforesaid records, all as amended and as may be amended (said Declarations including all Exhibits thereto and Amendments thereto hereinafter referred to as the Declarations). The interest herein conveyed includes, without limiting the generality of the foregoing, the undivided percentage interest in the common elements of Highwood Park Condominium, a Condominium, appurtenant to the Unit, as the same is specified in said Declarations. Said property is commonly known as 4407 Stone Gate Way, East Point, GA 30344. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage is: Delta Community Credit Union, Attn: Kendra Allen, 315 N Highway 74, Peachtree City, Georgia 30269, 404-677-4840. Under O.C.G.A. Section 44-14-162.2, said individual or entity is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of Grantee, the party (or parties) in possession of the property is Monica Lauderdale. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan. Delta Community Credit Union As Attorney in Fact for Monica Lauderdale By: William L. Phalen, III SHERMAN & PHALEN, LLC 1165 Northchase Parkway Suite 450 Marietta, GA 30067 (770) 579-0109 This Law Firm may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. 8:6,13,20,27ep