1019 Seiler Ave

NOTICE OF SALE UNDER POWER THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By virtue of the power of sale contained in that certain Security Deed from Frain Simplis and Lashondra Simplis to Ameris Bank, datedJuly 27, 2017, filed for record August 9, 2017, and recorded in Deed Book 1147, Page 740, Chatham County, Georgia Records; as modified by that certain Modification of Security Deed, dated August 30, 2023, filed for record September 11, 2023, and recorded in Book 3190, Page 44, Chatham County, Georgia Records, said Security Deed having been given to secure a Note dated July 27, 2017, in the original principal sum of Sixty-Eight Thousand Nine Hundred Thirty-Three Dollars, and 26/100 ($68,933.26) with interest from July 27, 2017 at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Chatham County, Georgia, within the legal hours of sale on the first Tuesday in October, 2025, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said Loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Ameris is the owner and holder of the Security Deed and any and all other documents relating to or evidencing the Loan (collectively, the "Loan Documents"). Ameris has standing to enforce the terms of the Loan Documents. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Greg Weicht, Special Asset Officer of Ameris, 285 S. Broad Street, Ellaville, GA 31806, Phone Number (770) 868-2687. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold as the property of Frain Simplis and Lashondra Simplis subject to all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way, and any other matters of record superior to said Security Deed. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and to the provisions of O.C.G.A. Section 9-13-172.1 that permit the rescission of judicial and nonjudicial sales in the State of Georgia in limited circumstances. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Security Deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the Note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property are Frain Simplis and Lashondra Simplis or tenants, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Jeremy P. Burnette Akerman LLP 999 Peachtree Street NE, Suite 1700 Atlanta, GA 30309 Attorney for Ameris Bank EXHIBIT A LEGAL DESCRIPTION All that real estate in Chatham County, Georgia, being Lot No. 280 and the eastern twenty (20) feet of Lot No. 278, Block 32, Harmon Ward, also known as 1019 Seiler Avenue, more particularly described as beginning with a stake on the southwest corner of Seiler and Waters Avenue and running thence South 18 degrees, 00 minutes West a distance of 92.2 feet to a stake; thence North 70 degrees 36 minutes West a distance of 50 feet to a stake; thence North 18 degrees 00 minutes East a distance of 92.3 feet to a stack in bush root thence South 70 degrees 29 minutes East a distance of 50 feet to a stake and the point of beginning. Subject, However, to all valid restrictions, easements and rights of way of record. Said property is commonly known as 1019 Seiler Ave., Savannah, GA 31401. August 22, 29, September 5, 12 2025 LGSC0355715