770 Chipley Hwy

"Foreclosures",1635,"",79770,"25-228 NOTICE OF SALE UNDER POWER GEORGIA, MERIWETHER COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Garrett, Sybile Garrett to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Prestige Mortgage, its successors and assigns dated April 24, 2002, recorded in Deed Book 490, Page 189, Meriwether County, Georgia Records, as last transferred to Planet Home Lending, LLC by assignment recorded in Deed Book 1086, Page 210, Meriwether County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Meriwether County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2025, the following described property: SEE EXHIBIT ""A"" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an ""as-is"" basis without any representation, warranty or recourse against the above-named or the undersigned. Planet Home Lending, LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Planet Home Lending, LLC., 321 Research Pkwy, Ste 303, Meriden, CT 06450, 1-866-882-8187. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Garrett and Sybile Garrett or a tenant or tenants and said property is more commonly known as 770 Chipley Highway, Greenville, GA 30222. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Planet Home Lending, LLC as Attorney in Fact for Charles Garrett, Sybile Garrett McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT ""A"" A house and two acres located in Land Lot 177 of the Harris District of Meriwether County, Georgia, located on Harris City-Columbus paved highway and on the west side of same and near where Hunters cross road leads off from the paved road. Same being the North two acres of land purchased by J. Vernon Phillips from Mrs. R. E. O'Neal recorded in Deed Book 50, page 537 in office of Clerk of Meriwether Superior Court. Said two acres fronting one acre (70 yards) on the paved highway and running back westward two acres and bounded as follows: NORTH by R. O. James, EAST by R. O. James, EAST by Columbus paved highway, SOUTH by Carl Cato. MR / CA September 2, 2025 Our file no. 25-18313GA-FT18 25-18313GA (8:7, 14, 21, 28)" END OF AD