427 Gun Club Rd

NOTICE OF SALE UNDER POWER PEACH COUNTY WHEREAS, on September 25, 2008, a certain Security Deed was executed by Chester Askins as grantor, in favor of Bank of America, N.A. as grantee and was recorded on September 30, 2008, in Deed Book 412, Page 378 in the Office of the Clerk of Superior Court, Peach County, Georgia; and WHEREAS, the Security Deed was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and; WHEREAS, the Security Deed is now owned by the Secretary, pursuant to an assignment recorded on November 21, 2023 and recorded in Deed Book 712, Page 584, in the Office of the Clerk of Superior Court, Peach County, Georgia; and WHEREAS, a default has been made in the covenants and conditions of the Security Deed in that the payment due upon the property ceasing to be the principal residence of the borrower was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of August 5, 2025 is $109,349.45 plus applicable fees and costs; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Security Deed to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27, subpart B, and by the Secretarys designation of Aldridge Pite, LLP as Foreclosure Commissioner, recorded on July 30, 2025 in Deed Book 748, Page 1, Peach County, Georgia, notice is hereby given that on September 2, 2025 between the hours of 10:00AM 4:00PM, local time, before the courthouse door of the Peach County Courthouse, all real and personal property at or used in connection with the following described premises (Property) will be sold at public auction to the highest bidder: ALL THAT CERTAIN TRACT, LOT OR PARCEL OF LAND SITUATE, LYING AND BEING IN LAND LOT 28, OF THE EIGHTH LAND DISTRICT, PEACH COUNTY, GEORGIA, AND BEING A LOT AS SHOWN ON PLAT OF SURVEY OF THE PROPERTY OF ANDERSON HOME BUILDERS BY THOMAS W. FUTRAL, III, SURVEYOR, DATED DECEMBER 16, 1970, AND A COPY OF WHICH IS RECORDED IN MAP BOOK 9, PAGE 12, PEACH SUPERIOR COURT, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERLY SIDE OF GUN CLUB ROAD AT THE INTERSECTION WITH THE NORTHERLY LAND LOT LINE OF SAID LAND LOT 28, RUNNING THENCE SOUTH 5 DEGREES 31 MINUTES EAST ALONG THE EASTERLY SIDE OF GUN CLUB ROAD 800.0 FEET TO A POINT; SAID POINT BEING THE POINT OF BEGINNING RUNNING THENCE SOUTH 9 DEGREES 11 MINUTES EAST ALONG THE EASTERLY SIDE OF GUN CLUB ROAD, 200.4 FEET TO A POINT AND CORNER; RUNNING THENCE NORTH 89 DEGREES 15 MINUTES EAST 173.3 FEET TO A POINT AND CORNER; RUNNING THENCE NORTH 5 DEGREES 31 MINUTES WEST 200.0 TO A POINT AND CORNER; RUNNING THENCE SOUTH 89 DEGREES 15 MINUTES WEST 185.0 FEET TO A POINT ON THE EASTERLY SIDE OF GUN CLUB ROAD AND BEING THE POINT OF BEGINNING. PROPERTY NOW KNOWN AS 427 GUN CLUB ROAD ACCORDING TO THE PRESENT SYSTEM FOR NUMBERING IMPROVEMENTS. SUBJECT TO ANY AND ALL RECORDED AND EXISTING EASEMENTS, COVENANTS, RIGHTS-OF-WAY AND RESTRICTIONS, IF ANY. Commonly known as: 427 Gun Club Rd Fort Valley, GA 31030 The sale will be held at the Peach County Courthouse. Per the Secretary of Housing and Urban Development, the estimated opening bid will be $109,847.29, plus applicable fees and costs, and any other amounts that become due as of the date of sale; and There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, the winning bidders with the exception of the Secretary must submit the total purchase price in the form of a certified check or cashiers check made payable to/endorsed to the undersigned Foreclosure Commissioner. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the date of sale and all other costs associated with the transfer of title. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser (s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashiers check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the Security Deed is to be reinstated prior to the scheduled sale is based on the nature of the default, which this loan is not subject to reinstatement. A total payoff is required to cancel the foreclosure sale or the breach must be otherwise cured. Tender of payment by certified or cashiers check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Aldridge Pite, LLP FORECLOSURE COMMISSIONER FOR the UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT Six Piedmont Center 3525 Piedmont Road NE Suite 700 Atlanta, Georgia 30305 Phone:404-994-7400 Fax:888-755-2507 File no. 2201-032A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 08/13/2025, 08/20/2025, 08/27/2025 3514 (2201-032A)