264 Hillcrest Dr

NOTICE OF SALE UNDER POWER GEORGIA, JACKSON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Daniel Stephens to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for HomeBridge Financial Services, Inc., its successors and assigns dated June 15, 2020, recorded in Deed Book 91F, Page 752, Jackson County, Georgia Records, as last transferred to Freedom Mortgage Corporation by assignment recorded in Deed Book 114N, Page 793, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND SEVEN HUNDRED SEVENTEEN AND 0/100 DOLLARS ($171,717.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2025, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice pursuant to O.C.G.A. 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. Freedom Mortgage Corporation is the holder of the Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Freedom Mortgage Corporation, 11988 Exit 5 Pkwy Bldg 4, Fishers, IN 46037, 855-690-5900. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Daniel Stephens and Kayla Michelle Stephens or a tenant or tenants and said property is more commonly known as 264 Hillcrest Drive, Commerce, GA 30529. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Freedom Mortgage Corporation as Attorney in Fact for Anthony Daniel Stephens McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT A All that tract or parcel of land lying and being in 255 GMD, Jackson County, Georgia, described as Lots Nos. 15 and 16 in Block A of the Chanticleer Heights Subdivision according to a Plat prepared by Nat Hancock and Robert Black, Registered Surveyors, dated August, 1960, recorded in Plat Book 3, Page 314, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. MR / MA September 2, 2025 Our file no. 25-18133GA-FT17 25-18133GA (A6, 13, 20, 27)