2800 Pine Log Way

STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated September 22, 2014, executed by Carl R. Stocks and Catherine T. Stocks to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for HeritageBank of the South, recorded in Deed Book 53150, Page 536, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $115,900.00, as modified from time to time, said Security Deed last having been assigned to PROVIDENT FUNDING ASSOCIATES, LP, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in September, 2025 to-wit: September 2, 2025, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 145, 7th District, Gwinnett County, Georgia, being Lot 15, Block A, The Woods of Rock Springs Subdivision, Unit Three, as per plat recorded in Plat Book 36, Page 50A, Gwinnett County Records, said plat being incorporated herein and made a part hereof by reference. The aforedescribed real property is also known as 2800 Pine Log Way, Buford, GA 30519, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Provident Funding Associates, L.P., 1235 N. Dutton Avenue, Suite E, Santa Rosa, CA 95401. The telephone number is 1-800-696-8199, Option 7. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the extent that said real property is comprised of more than one parcel, said real property will be sold in one or more parcels and in such order as the holder of the Security Deed may determine. Upon information and belief, said real property is presently in the possession or control of CARL R. STOCKS AND CATHERINE T. STOCKS and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. PROVIDENT FUNDING ASSOCIATES, LP as Attorney-in-Fact for CARL R. STOCKS AND CATHERINE T. STOCKS Ellis Painter, Attorneys at Law PO Box 9946 Savannah, GA 31412 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 8/6,13,20,27,2025