433 Abbey Springs Way

Notice of Sale Under Power Georgia, HENRY County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SHEILA FOYE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CITADEL SERVICING CORPORATION DBA ACRA LENDING, ITS SUCCESSRS AND OR ASSIGNS, dated April 22, 2022, and recorded in Deed Book 19102, Page 35, HENRY County, Georgia records, as last transferred to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee for MFA 2024-NQM1 Trust, by assignment recorded in Deed Book 19426, Page 1004, in the Office of the Clerk of HENRY County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $576,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of HENRY County, Georgia, within the legal hours of sale on the first Tuesday in September, 2025, to wit: September 2, 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 32 OF THE 7TH DISTRICT, HENRY COUNTY, GEORGIA, BEING LOT 8, BLOCK U, EAGLES LANDING SUBDIVISION, UNIT 5 AS PER PLAT THEREOF RECORDED IN PLAT BOOK 27, PAGES 217-220, HENRY COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. FOR INFORMATIONAL PURPOSES ONLY: SAID PROPERTY BEING KNOWN AS 433 ABBEY SPRINGS WAY, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN HENRY COUNTY, GEORGIA. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 433 ABBEY SPRINGS WAY, MCDONOUGH, GEORGIA 30253, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): by SHEILA FOYE or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: ServiceMac, LLC Attention: Loss Mitigation Department 9726 OLD BAILES RD., SUITE 200 FORT MILL, SC 29707-7882 (803) 650-3438 The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee for MFA 2024-NQM1 Trust as attorney in fact for SHEILA FOYE Kahane & Associates, P.A. 180 Interstate N Parkway, Suite 200 Atlanta, Georgia 30339 Telephone: (404) 252-6385 File No.: 25-01137 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 8:6, 13, 20, 27, 2025