6005 Flagstaf Way

NOTICE OF FORECLOSURE SALE UNDER POWER HENRY COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Stephie N. Cowell to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Everett Financial, Inc. dba Supreme Lending, dated April 30, 2021, and recorded in Deed Book 18083, Page 110, Henry County, Georgia Records, as last transferred to MSR Asset Vehicle LLC by assignment recorded on March 23, 2023 in Book 19250 Page 1688 in the Office of the Clerk of Superior Court of Henry County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Ninety-Three Thousand Thirty and 0/100 dollars ($193,030.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Henry County, Georgia, within the legal hours of sale on September 2, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 186 of the 7th District of Henry County, Georgia, being Lot(s): 171, of Adam's Walk @ City Square Phase: II, as shown on plat of Adam's Walk @ City Square, Phase II prepared by Larry G. Sibley, Georgia Registered Land Surveyor NO. 2582, dated March 22, 2001, and April 23, 2001, City of McDonough, County of Henry, Georgia, according to the recorded plat thereof, as recorded in Book 33, Pages 56-58 Henry County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Stephie N. Cowell or tenant(s); and said property is more commonly known as 6005 Flagstaf Walk, Mcdonough, GA 30252. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. MSR Asset Vehicle LLC as Attorney in Fact for Stephie N. Cowell. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 24-06793 8:6, 13, 20, 27, 2025