3838 Augustine Pl

NOTICE OF FORECLOSURE SALE UNDER POWER CLAYTON COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by CHARRHONDA D. FINLEY to SPECTRA CREDIT UNION, dated January 20, 2022, and recorded in Deed Book 12815, Page 1089, Clayton County, Georgia Records, as last transferred to Lowell Funding Group, LLC by assignment recorded on April 3, 2025 in Book 13955 Page 322 in the Office of the Clerk of Superior Court of Clayton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Twenty-One Thousand Five Hundred and 0/100 dollars ($21,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Clayton County, Georgia, within the legal hours of sale on September 2, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 121 of the 12th District of Clayton County, Georgia, being Lot 25 of Augustine Commons, as per plat recorded in Plat Book 38, Pages 115-117, Clayton County Records, which plat is incorporated herein and made a part hereof by reference. SUBJECT to all zoning ordinances, easements and restrictions of record affecting said premises. Commonly known as: 3838 Augustine Place, Rex, GA 30273 in the County of Clayton Parcel Number: 12121D B043 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Mortgage Default Services, LLC they can be contacted at (509) 325-5099 for Loss Mitigation Dept, or by writing to 2608 West Howesdale Road, Spokane, Washington 99208, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is CharRhonda D. Finley or tenant(s); and said property is more commonly known as 3838 Augustine Place, Rex, GA 30273. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Lowell Funding Group, LLC as Attorney in Fact for CHARRHONDA D. FINLEY. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 25-18891 9075-496646, 08/06,13,20,27,2025