201 Penn Ave

NOTICE OF SALE UNDER POWER GEORGIA, EVANS COUNTY By virtue of a Power of Sale contained in that certain Security Deed from BETTY P. SMITH and OTAVIOUS H. SMITH to VALUE FINANCIAL MORTGAGE SERVICES, INC., dated July 30, 2009, recorded October 9, 2009, in Deed Book 274, Page 147, Evans County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Five Hundred Thousand Two Hundred Fifty and 00/100 dollars ($500,250.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Assets Management, LLC, there will be sold at public outcry to the highest bidder for cash at the Evans County Courthouse, within the legal hours of sale on the first Tuesday in September, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THOSE TWO LOTS OR PARCELS OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, LYING, SITUATE AND BEING IN THE 1607TH G. M. DISTRICT, EVANS COUNTY, GEORGIA, AND IN THE CITY OF CLAXTON, KNOWN AND DESIGNATED AS LOTS NO. 36 AND NO. 37, MCLEAN SUBDIVISION, AND BEING BOUNDED NOW OR FORMERLY AS FOLLOWS: NORTH BY A 20` ALLEY; EAST BY MCLEAN STREET; SOUTH BY PENN AVENUE; AND WEST BY LOT NO. 38, MCLEAN SUBDIVISION. SAID LOTS ARE MORE FULLY SHOWN AND DESCRIBED UPON SAID SUBDIVISION PLAT RECORDED IN DEED BOOK 1, PAGE 534, EVANS COUNTY, GEORGIA RECORDS, AND BEING THE SAME LOTS CONVEYED BY DEED RECORDED IN DEED BOOK 39, PAGE 57, EVANS COUNTY. GEORGIA RECORDS, SPECIFIC REFERENCE TO SAID DEED AND PLAT ARE MADE A PART OF THIS DESCRIPTION. Said legal description being controlling, however the property is more commonly known as 201 PENN AVENUE, CLAXTON, GA 30417. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is BETTY P. SMITH, OTAVIOUS H. SMITH, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation, Loss Mitigation Dept., 1661 Worthington Road Ste 100, West Palm Beach, FL 33409, Telephone Number: 866-503-5559. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. MORTGAGE ASSETS MANAGEMENT, LLC as Attorney in Fact for BETTY P. SMITH, OTAVIOUS H. SMITH THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. RMU-24-01480-2 Ad Run Dates 08/06/2025, 08/13/2025, 08/20/2025, 08/27/2025 rlselaw.com/property-listing