Sutcliffe Square, Regent Manor, 5912 Penwood Pl #5926

420-500452 8/7,8/14,8/21,8/28NOTICE OF SALEUNDER POWER,DEKALB COUNTYPursuant to the Power of Sale contained in a Security Deed given by Islandman Investments LLC to Navy Federal Credit Union dated 5/1/2020 and recorded in Deed Book 28298 Page 50 DeKalb County, Georgia records; as last transferred to or acquired by Navy Federal Credit Union, conveying the afterdescribed property to secure a Note in the original principal amount of $165,420.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on September 2, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:5912 SUTCLIFFE SQUARE: All that tract or parcel of land lying and being a part (known as Residence No. 5912 Sutcliffe Square of Somerset, DeKalb County, Georgia and more specifically hereinafter described) of those lands in Land Lot 88 of the 16th District of DeKalb County, Georgia, the whole of such part of those lands having been subjected to the Condominium form of ownership (under provisions of the Act of the General Assembly of the State of Georgia approved April 12, 1963, Georgia Laws 1963, pages 561 through 575, as heretofore amended, and as the same may hereafter be amended from time to time) by Declaration of Somerset, recorded in Deed Book 2891, page 321, on October 3, 1972, DeKalb County Records. The precise property conveyed as identified and more particularly described in said Declaration, or in the recorded amendments thereto, and in the Phase Three Site Plan dated May 8, 1973, and recorded at Apartment or Condominium Plat Book 2, page 42, DeKalb County Records, as Residence No. 5912 Sutcliffe Square of Somerset, together with all of the appurtenances thereto, the description as contained in the above mentioned Declaration or amendment and Phase Three Site Plan (and revised or supplemental Plans) being expressly by reference incorporated herein and made a part hereof. The interest herein conveyed includes, without limiting the generality of the foregoing, the percentage undivided interest in the common areas and the facilities of the Condominium known as Somerset computed in accordance with paragraph VILD of the aforesaid Declaration and as the percentage of undivided interest may change from time to time in accordance with the Declaration. The initial percentage undivided interest as computed aforesaid is .5531%. The number of square feet of interior improved and covered floor area in the Residence herein conveyed for purposes of the formula in the Declaration to determine such percentage interest is one thousand eighty (1,080).The use for which the residence is intended and the restrictions on its use are as set forth in the Declaration.This conveyance is made subject, however, to all of the covenants, conditions, restrictions, reservations, easements, liens for assessments, options, powers of Georgia Apartment Ownership Act or set forth in the Declaration of Somerset dated October 2, 1972, and recorded in Deed Book 2891, pages 321-409-A, DeKalb County records, as amended, and in the related By-Laws, which provisions and covenants are herein incorporated by reference and which the Grantee assumes and agrees to observe and perform and be bound by.5916 SUTCLIFFE SQUARE: All that tract or pared of land lying and being a part (known as Residence No. 5916 Sutcliffe Square of Somerset, DeKalb County, Georgia and more specifically hereinafter described) of those lands in Land Lot 88 of the 16th District of DeKalb County, Georgia, the whole of such part of those lands having been subjected to the Condominium form of ownership (under provisions of the Act of the General Assembly of the State of Georgia approved April 12, 1963, Georgia Laws 1963, pages 561 through 575, as heretofore amended, and as the same may hereafter be amended from time to time) by Declaration of Somerset, recorded in Deed Book 2891, page 321, DeKalb County Records. The precise property conveyed as identified and more particularly described in said Declaration, or in the recorded amendment thereto, and in the Phase One Site Plan dated September 14, 1972, and recorded at Apartment or Condominium Plat Book 1, pages 106, 107 and 108, DeKalb County Records (as revised or supplemented by plans dated October 12, 1972, recorded at Apartment or Condominium Plat Book 1, pages 116 and 117 of DeKalb County Records) as Residence No. 5916 Sutcliffe Square of Somerset, together with all of the appurtenances thereto, the description as contained in the above mentioned Declaration or amendment and Phase One Site Plan (and revised or supplemental Plans) being expressly by reference incorporated herein and made a part hereof. The interest herein conveyed includes, without limiting the generality of the foregoing, the percentage undivided interest in the common areas and the facilities of the Condominium known as Somerset computed in accordance with paragraph VILD of the aforesaid Declaration and as the percentage of undivided interest may change from time to time in accordance with the Declaration. The initial percentage undivided interest as computed aforesaid is .5531%. The number of square feet of interior improved and covered floor area in the Residence herein conveyed for purposes of the formula in the Declaration to determine such percentage interest is one thousand eighty (1,080).5926 SUTCLIFFE SQUARE: All that tract or parcel of land being a part (known as Residence No. 5926 Sutcliffe Square of Somerset, DeKalb County, Georgia and more specifically hereinafter described of those lands in Land Lot 88 of the 16th District of DeKalb County, Georgia, the whole of such part of those lands having been subjected to the Condominium form of ownership (under provisions of the Act of the General Assembly of the State of Georgia approved April 12, 1963, Georgia Laws 1963, pages 561 through 575, as heretofore amended, and as the same may hereafter be amended from time to time by Declaration of Somerset, recorded in Deed Book 2891, page 321, on October 3, 1972, DeKalb County Records. The precise property herein conveyed is identified and more particularly described in said Declaration or in a recorded amendment thereto and in the Phase Three Site Plan dated May 8, 1973, and recorded at Apartment or Condominium Plat Book 2, pages 42, DeKalb County Records as Residence No. 5926 Sutcliffe Square of Somerset, together will all of the appurtenances thereto, the description as contained in the above-mentioned Declaration or amendment and Phase One Site Plat (and revised or supplemental plans) being expressed by reference incorporated herein and made a part hereof, the interest. Herein conveyed includes, without limiting the generality of the foregoing, the percentage undivided interest in the common areas and facilities of the Condominium known as Somerset computed in accordance with paragraph VI ID) of the aforesaid Declaration and as the percentage undivided interest may change from time to time in accordance with the Declaration. The initial percentage undivided interest as computed aforesaid is .5531%. The number of square feet of interior improved and covered floor area in the residence herein conveyed for the purposes of the formula in the Declaration to determine such percentage interest is one thousand eighty (1080).2703 PENWOOD PLACE: All that tract or parcel of land lying and being in Land Lot 88 of the 16th District of DeKalb County, Georgia, the whole of such part of those lands having been subject to the Condominium form of ownership (under provisions of the Act of General Assembly of the State of Georgia approved April 12, 1963 Pages 561 through 565, as heretofore amended, and as the same may hereafter be amended from time to time) by Declaration of Somerset, recorded in Deed Book 2891, Page 321, DeKalb County Records. The precise property herein conveyed is identified and more particularly described in said Declaration, or in a recorded amendment thereto, and in the Phase One Site Plat dated September 14, 1972, and recorded at Apartment or Condominium Plat Book 1, Page 106 and 107 and 108, DeKalb County Records (as revised or supplemented by plans dated October 12, 1972, and recorded at Apartment or Condominium Plat Book 1, Pages 116 and 117 of DeKalb County Records, as Residence No. 2703 Penwood Place together with all of the appurtenances thereto, the description as contained in the above mentioned Declaration or amendment and Phase One Site Plan (and revised or supplemental plans) being expressly by reference incorporated herein and made a part hereof. The interest herein conveyed includes without limiting the generality of the foregoing, the percentage undivided interest in the common areas and facilities of the Condominium known as Somerset computed in accordance with paragraph VII. D. of the aforesaid declaration and as the percentage undivided interest may change from time to time in accordance with the declaration. The initial percentage undivided interest as computed as aforesaid is 1.538%. The number of square feet of toe interior improved and covered floor area in the residence herein conveyed for purposes of the formula in the declaration to determine such percentage interest is 1,080.2745 PENWOOD PLACE: All that certain tract or parcel of land lying and being in Land Lot 88 of the 16th District of DeKalb County, Georgia, the whole of such part of those lands having been subjected to the Condominium form of ownership (under provisions of the Act of the General Assembly of the state of Georgia approved April 12, 1963, Georgia Laws 1963, Pages 561 through 575, as heretofore amended, and as the same may hereafter be amended from time to time by Declaration of Somerset, recorded in Deed Book 2891, page 328, DeKalb County Records. The precise property herein conveyed is identified and more particularly described in said Declaration or in a recorded amendment thereto and in the Phase One Site Plan dated September 14, 1972 and recorded at Apartment or Condominium Plat Book 1, Pages 106, 107 and 108, DeKalb County Records (as revised or supplemented by plans dated October 12, 1972, recorded at Apartment or Condominium Plat Book 1, Page 116 and 117 of DeKalb County Records) as Residence No. 2745 Penwood Place of Somerset, together will all of the appurtenances thereto, the description as contained in the above-mentioned Declaration or amendment and Phase One Site Plat (and revised or supplemental plans) expressly by reference incorporated herein and made a part hereof. The interest herein conveyed includes, without limiting the generality of the foregoing, the percentage undivided interest in the common areas and facilities of the Condominium known as Somerset computed in accordance with paragraph VI ID of the aforesaid Declaration and as the percentage undivided interest may chance from time to time in accordance with the Declaration. The initial percentage undivided interest as computed aforesaid is 0.7900%. The number of square feet of interior improved and covered floor area in the residence herein conveyed for the purposes of the formula in the Declaration to determine such percentage interest is one thousand two hundred seventy five (1,275). The use for which the residence is intended and the restrictions of its use are as set forth in the Declaration. This conveyance is made subject, however, to all of the provisions and covenants of said Declaration, which provisions and covenants are herein incorporated by reference and which the grantee assumes and agrees to observe and be bound by.2747 PENWOOD PLACE: All that tract or parcel of land being a part (known as Residence No. 2747 Penwood Place, of Somerset, DeKalb County, Georgia and more specifically hereinafter described) of those lands in Land Lot 88 of the 16th District of DeKalb County, Georgia, the whole of such part of those lands having been subjected to the Condominium form of ownership (under provisions of the Act of the General Assembly of the State of Georgia approved April 12, 1963, Georgia Laws 1963 pages 561 through 575, as heretofore amended, and the same may hereafter be amended from time to time) by Declaration of Somerset recorded in Deed Book 2891, page 321, on October 3, 1972, DeKalb County Records.The precise property herein conveyed is identified and more particularly described in said Declaration, or in recorded amendments thereto, and in Phase One Site Plan dated September 14, 1972, and recorded at Apartment or Condominium Plat Book 1, page 106, 107, 108, DeKalb County Records, as revised or supplemented by Plans dated October 12, 1972, recorded at Apartment or Condominium Plat Book One, Page 116, 117, of DeKalb County Records) as Residence No. 2747 Penwood Place of Somerset, together with all of the appurtenances thereto, the description as contained in the above mentioned Declaration or amendment and phase One Site Plan (and revised or supplemental plans) being expressly by reference incorporated herein and made a part hereof.The interest herein conveyed includes, without limiting the generality of the foregoing, the percentage undivided interest in the common areas and facilities of the Condominium known as Somerset computed in accordance with paragraph VII.D of the aforesaid Declaration and as the percentage undivided interest may change from time to time in accordance to Declaration. The initial percentage undivided interest as computed as aforesaid is .065308% and covered floor area in the residence herein conveyed for purposes of the formula in the Declaration to determine such percentage interest is on one thousand two hundred twelve (1212).6051 REGENT MANOR: All that tract or parcel of land lying and being in Land Lot 88 of the 16th District of DeKalb County, Georgia, and being more particularly described as follows:Condominium Unit 6051 of Somerset Condominium, a Condominium, Phase Two, as more particularly described and delineated in the Declaration of Somerset Condominium, recorded in Deed Book 2891, Page 321, et seq., DeKalb County, Georgia Records, as may be amended.This conveyance is made subject to the Declaration and all matters referenced therein, all matters shown on the plat recorded in Condominium Plat Book 2, Page 37, DeKalb County, Georgia Records, as may be amended.The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).Said properties are commonly known as 5912 Sutcliffe Square, Lithonia GA 30058, 5916 Sutcliffe Square, Lithonia GA 30058, 5926 Sutcliffe Square, Lithonia GA 30058, 2703 Penwood Place, Lithonia GA 30058, 2745 Penwood Place, Lithonia GA 30058, 2747 Penwood Place, Lithonia, GA 30058, 6051 Regent Manor, Lithonia, GA 30058 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Islandman Investments LLC and Hillary Nchotu or tenant or tenants.Navy Federal Credit Union is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.Navy Federal Credit Union 820 Folin Lane Vienna, VA 22180-4907 (888) 503-7102Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.Navy Federal Credit Union as agent and Attorney in Fact for Islandman Investments LLCAldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.2049-415ATHIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.++2049-415A/ NCHOTO / Islandman Investments LLC++