1008 Ga-36 E

STATE OF GEORGIA COUNTY OF LAMAR NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by RALPH HORTON AND SONYA HORTON to CITIFINANCIAL SERVICES, INC. in the original principal amount of $44,030.22 dated June 4, 2008, and recorded in Deed Book 672, Page 102, Lamar County records, said Security Deed being last transferred to UMB BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS LEGAL TITLE TRUSTEE FOR PRL TITLE TRUST II in Deed Book 1242, Page 306, Lamar County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 9/2/2025, the property in said Security Deed and described as follows: THE FOLLOWING DESCRIBED REAL PROPERTY, TO WIT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 96 OF THE 7TH LAND DISTRICT OF LAMAR COUNTY, GEORGIA, AND BEING THE SOUTHERN PORTION OF A CERTAIN 1.18 ACRE TRACT IDENTIFIED AS TRACT C UPON A CERTAIN PLAT OF SURVEY ENTITLED SURVEY FOR CHARLIE MAYS, AKA CHARLEY MAYES BY J. WAYNE PROCTOR, SR. GA. RLS NO 1328 DATED MAY 18, 1971, AS REVISED TO JUNE 13, 1972, AND RECORDED IN PLAT BOOK 6, PAGE 78, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LAMAR COUNTY, GEORGIA, SAID PROPERTY MAY BE MORE PARTICULARLY DESCRIBED AS FOLLOWS BEGINNING AT A POINT ON THE WESTERN RIGHT OF WAY MARGIN OF GEORGIA STATE HIGHWAY 36 WHICH MARKS THE SOUTHEASTERN CORNER OF TRACT C AS HEREINABOVE NOTED: PROCEED THENCE NORTH 87 DEGREES 05 MINUTES WEST 255.2 FEET TO AN IRON PIN; THENCE NORTH 13 DEGREES 13 MINUTES EAST 132 FEET TO A POINT; THENCE IN A EASTERLY DIRECTION 230 FEET, MORE OR LESS, TO A POINT LYING ON THE WESTERN MARGIN OF GEORGIA STATE HIGHWAY 36; THENCE SOUTH 1 DEGREE 27 MINUTES WEST ALONG THE WESTERLY MARGIN OF SAID HIGHWAY 105 FEET TO THE POINT OF BEGINNING. Said property being known as: 1008 HWY 36 E, BARNESVILLE, GA 30204 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are RALPH HORTON AND SONYA HORTON or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Select Portfolio Servicing, Inc. 3217 S. Decker Lake Drive Salt Lake City, UT 84119 800-635-9698 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. UMB BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS LEGAL TITLE TRUSTEE FOR PRL TITLE TRUST II, as Attorney-in-Fact for RALPH HORTON AND SONYA HORTON Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 13010 Morris Rd., Suite 450, Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-305740 - AnB (8-5)(4)(p)