352 Hickory Hl

NOTICE OF SALE UNDER POWER GEORGIA, TOWNS COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Theresa A Rose, Timothy H Ledford to CitiFinancial Services, Inc. dated July 25, 2005, recorded in Deed Book 341, Page 827, Towns County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 738, Page 190, Towns County, Georgia Records, as last transferred to Limosa, LLC by assignment recorded in Deed Book 666, Page 642, Towns County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND TWO HUNDRED EIGHTY-ONE AND 49/100 DOLLARS ($84,281.49), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash at Towns Recreation Center, 900 N. Main St, Hiawassee of Towns County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2025, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. Limosa LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Land Home Financial Services, Inc., 3611 South Harbor Blvd. Suite 100, Santa Ana, CA 92704, 877-557-9042. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Theresa A Rose n/k/a Theresa Ledford and Timothy H Ledford or a tenant or tenants and said property is more commonly known as 352 Hickory Hill, Hiawassee, GA 30546. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Limosa LLC as Attorney in Fact for Theresa A Rose, Timothy H Ledford McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being In the 1st Section, 18th District, and part of Land Lots 224 and 225, containing 1.0 acre, more or less, as shown on a plat of survey by B. Gregory, County Surveyor, dated 8/26/75 and recorded in Plat Book 6 page 64 Towns County records and more particularly described as follows: Beginning at a point in the intersection of two Roads, run thence along one Road S 40 E 45 feet to an iron pin on the Road; thence leaving said Road S 3 15 E 293 feet to an iron pin; thence N 65 W 60 feet to a point; thence N 63 W 99 feet to an iron pin; thence N 5 45 W 180 feet to an iron pin on a Road; thence along said Road N 42 E 47 feet to a point: thence N 63 E 84 feet to the point of beginning. ALSO: All that tract or parcel of land lying and being in the 18th District, First Section of Towns County, Georgia and being part of Land Lots 224 and 225, and being more particularly described as follows: Beginning at an Iron pin located on the northern line of a road; thence N 90 W 210 feet to an iron pin; thence S 11 45 E 200 feet to an iron pin; thence N 79 E 97 feet to a point; thence S 63 E 86 feet to an iron pin; thence N 5 45 W 219 feet to the point of beginning. Said tract containing 1.0 acres, more or less. Said tract being more particularly described on a plat of survey of same by B. Gregory, County Surveyor, dated 5/3/74 and recorded in Plat Book 3 page 65 Towns County records. MR / KR September 2, 2025 Our file no. 23-10625GA-FT17 23-10625GA T(Aug6,13,20,27)