1919 Melrose Dr

NOTICE OF FORECLOSURE SALE UNDER POWER RICHMOND COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Lizzie Frances Jones, Mary Louise Jones and Laura Ann Jones to Credit Depot Corporation of Georgia, dated May 19, 1997, and recorded in Deed Book 558, Page 1696, Richmond County, Georgia Records, subsequently re-recorded June 10, 1997 in Book 559, Page 2295 Richmond County, Georgia Records, as last transferred to The Bank of New York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-RP1 by Default Judgment recorded November 27, 2023 in Book 1908 Page 1500 in the Office of the Clerk of Superior Court of Richmond County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Fifty-Seven Thousand Five Hundred Forty-Five and 0/100 dollars ($57,545.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, within the legal hours of sale on August 5, 2025, the following described property: ALL that lot or parcel of land with improvements thereon, situate, lying, and being in the State of Georgia, County of Richmond, being known and designated as Lot 2, Block B of Fairvale Subdivision as shown on a plat of said subdivision recorded in the Office of the Clerk of Superior Court, Richmond County, Georgia in Realty Book 29-X, pages 739-740, reference being made to said plat for a more complete and accurate description as to the metes, bounds and location of said property. This is the same property conveyed by deed dated June 27, 1979 from David Earl Mann to Laura Ann Jones, Lizzie Frances Jones, Bobbie Jean Jones and Mary Louise Jones recorded at Reel 112, page 1205. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Laura Ann Jones, Estate of Lizzie Frances Jones and Estate of Mary Louise Jones or tenant(s); and said property is more commonly known as 1919 Melrose Dr, Augusta, GA 30906. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. The Bank of New York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-RP1 as Attorney in Fact for Lizzie Frances Jones, Mary Louise Jones and Laura Ann Jones. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 23-12742