105 Reflection Dr

"Foreclosures" 1635 "" 79202 "25-1160 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from TOMMY RICKS, III to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR MORRIS BANK, dated January 17, 2020, recorded January 29, 2020, in Deed Book 8466, Page 202-223, Houston County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifty-Four Thousand Two Hundred Twenty-Eight and 00/100 dollars ($254,228.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Renasant Bank, there will be sold at public outcry to the highest bidder for cash at the Houston County Courthouse, within the legal hours of sale on the first Tuesday in September, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 190 OF THE 10TH LAND DISTRICT OF HOUSTON COUNTY, GEORGIA AND BEING KNOWN AND DESIGNATED AS LOT 39, BLOCK C, PEACH BLOSSOM TERRACE, SECTION 2, ACCORDING TO A PLAT OF RECORD IN PLAT BOOK 66, PAGE 90, CLERK`S OFFICE, HOUSTON SUPERIOR COURT. SAID PLAT AND THE RECORDED COPY THOREOF ARE HEREBY MADE A PART OF THIS DESCRIPTION BY REFERENCE THERETO Said legal description being controlling, however the property is more commonly known as 105 REFLECTION DR, BONAIRE, GA 31005. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is TOMMY RICKS, III, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Cenlar FSB, Loss Mitigation Dept., 425 Phillips Blvd., Ewing, NJ 08618, Telephone Number: 877-909-9416. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. RENASANT BANK as Attorney in Fact for TOMMY RICKS, III THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. CENL-25-00849-3 Ad Run Dates 08/06/2025, 08/13/2025, 08/20/2025, 08/27/2025 rlselaw.com/property-listing 47166 8/6-8/27 " End of ad