21 Hubbard Ln

NOTICE OF SALE UNDER POWER STATE OF GEORGIA OGLETHORPE COUNTY UNDER AND BY VIRTUE of the power of sale contained in that certain Deed To Secure Debt (With Future Advance Clause) dated November 15, 2022, executed and delivered by KENNETH R. BOSWELL and GALE BOSWELL to THE COMMERCIAL BANK, and recorded November 18, 2022 in Book 00176, Pages 0322–0333 in the Office of the Superior Court of Oglethorpe County, Georgia records (the “Deed to Secure Debt”), conveying the after-described property to secure that certain promissory note (as amended, modified, extended, and/or renewed, the “Note”) from KENNETH R. BOSWELL and GALE BOSWELL to THE COMMERCIAL BANK dated November 15, 2022, in the original principal amount of Sixty Thousand Five Hundred Eighty and 58/100ths Dollars ($60,580.58), THE COMMERCIAL BANK being the current owner and holder of the Note, with interest thereon as set forth therein, there will be a sale at public outcry to the highest bidder for cash before the courthouse door of Oglethorpe County, Georgia, within the legal hours of sale on August 5, 2025 (being the first Tuesday of said month), the following described property commonly known as 21 Hubbard Lane, Lexington, Georgia 30648, Parcel Number: 150 018 (the “Property”): All that tract or parcel of land lying and being in the 233 rd District, G.M., Oglethorpe County, Georgia, containing 11.00 acres, more or less, and being more particularly described as to courses and distances, metes and bounds by a plat entitled, “Survey for Kim & Lee Whelchel” by James M. Paul, Registered Surveyor, dated May 23, 2000 and recorded in Plat Book 18, page 590, Oglethorpe County, Georgia records. Said plat is herein incorporated by reference thereto. LESS & EXCEPT: (1) All that tract or parcel of land containing 1.50 acres, more or less, and being the same tract conveyed to Charlie Hubbard, Charlotte Hubbard and Kenny Boswell by Quitclaim Deed recorded in Deed Book 14-U, page 518 and in Deed Book 16-N, page 502, Oglethorpe County, Georgia records, and shown on plat of survey recorded in Plat Book 19, page 189, aforesaid records. (2) All that tract or parcel of land containing 1.50 acres, more or less, and being the same tract conveyed to Eddie Boswell and Gale Boswell by Quitclaim Deed recorded in Deed Book 18-C, page 199, Oglethorpe County, Georgia records and shown on plat of survey recorded in Plat Book 19, page 670, aforesaid records. Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber including timber to be cut now or at any time in the future, all diversion payments or third party payments made to crop producers, all water and riparian rights, wells, ditches, reservoirs and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the Property, as more fully described in the Deed to Secure Debt. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note, Deed to Secure Debt, and related loan documents. The debt remaining in default, this sale will be made for the purpose of paying same and, additionally, all expenses of this sale, as provided in the Deed to Secure Debt and by law, including without limitation attorney fees (the statutory notice of intent to collect attorney fees having been served). The Property will be sold subject to any outstanding ad valorem taxes (including taxes that are a lien, but not yet due and payable); any matters that might be disclosed by an accurate survey and/or inspection of the Property; any assessments, liens, encumbrances, zoning ordinances, restrictions, and covenants; and matters of record superior to the Deed to Secure Debt. Additionally, this sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Notice to the debtors as required by O.C.G.A. § 44–14–162.2 has been given. THE COMMERCIAL BANK, located at the business address of 1357 Oconee Connector, Building 200, Watkinsville, Georgia 30677, is the entity that has the full authority to negotiate, amend or modify the terms of the Deed to Secure Debt and related loan documents and may be contacted through the following representative: Andy Thomas The Commercial Bank 1357 Oconee Connector Building 200 Watkinsville, Georgia 30677 Tel: (706) 743-8184 THE COMMERCIAL BANK, as Attorney-in-Fact for KENNETH R. BOSWELL and GALE BOSWELL Erin S. Woodside, Esq. James-Bates-Brannan-Groover-LLP 1 Press Place Suite 200 Athens, Georgia 30601 (706) 215-8325