607 Shadow Valley Ct

420-499476 7/10,7/17,7/24 7/31NOTICE OF SALEUNDER POWERGEORGIA, DEKALB COUNTYBy virtue of a Power of Sale contained in that certain Security Deed from MICHELLE ARNOLD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR SUNTRUST MORTGAGE, INC., dated May 13, 2005, recorded May 25, 2005, in Deed Book 17470, Page 19, DeKalb County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twelve Thousand Seven Hundred Fifty and 00/100 dollars ($112,750.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCAF Acquisition Trust, there will be sold at public outcry to the highest bidder for cash at the DeKalb County Courthouse, within the legal hours of sale on the first Tuesday in August, 2025, all property described in said Security Deed including but not limited to the following described property:ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 95 & 98 OF THE 16TH DISTRICT, OF DEKALB COUNTY, GEORGIA, AND BEING LOT 96, OF PARKVIEW AT SHADOWROCK LAKES, VIII, AS PER PLAT RECORDED IN PLATBOOK 144, PAGE 53-55 OF DEKALB COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.Said legal description being controlling, however the property is more commonly known as 607 SHADOW VALLEY COURT, LITHONIA, GA 30058.The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MICHELLE ARNOLD, or tenants(s).The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Selene Finance, LP, Loss Mitigation Dept., 3501 Olympus Boulevard 5th Floor, Suite 500, Dallas, TX 75019, Telephone Number: 1-877-768-3759. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUSTas Attorney in Fact forMICHELLE ARNOLDTHE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Attorney Contact: Rubin Lublin, LLC3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071Telephone Number: (877) 813-0992 ++Case No. SEF-22-06082-3/ ARNOLD++Ad Run Dates 07/10/2025, 07/17/2025, 07/24/2025, 07/31/2025rlselaw.com/property-listing