W Leatherwood Rd

NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA, COUNTY OF STEPHENS. On November 30, 2004, Christopher N. Huff executed a Deed to Secure Debt to Stephens Federal Bank n/k/a Oconee Federal Savings & Loan Association, successor by merger, securing a note of even date for One Hundred Fifty-Seven Thousand Five Hundred and 00/100 ($157,500.00), said Security Deed being recorded in Deed Book 686, Pages 486-505, Stephens County Records. Said Security Deed conveyed the property hereinafter described. By virtue of the power of sale contained in said Security Deed to Stephens Federal Bank n/k/a Oconee Federal Savings & Loan Association, successor by merger, there will be sold by the undersigned at public outcry to the highest bidder for cash, before the Stephens County Courthouse door in Stephens County, Georgia, during the legal hours of sale, being 10 a.m. until 4 p.m. Eastern Time, on the first Tuesday in August, 2025, the same being August 5, 2025, the following described property: All that tract or parcel of land together with improvements thereon, lying and being in the 1473rd GMD, Stephens County, Georgia, CONTAINING 2.50 ACRES, more or less, located off of the northerly side of the right of way of Leatherwood Road and being more particularly shown and described according to plat of survey for Chris Huff for Kenneth V. Cash, Registered Land Surveyor, dated April 2, 2004, mapped April 9, 2004, recorded in Plat Book 17, Page 201A, of the Stephens County Records, which plat of survey is incorporated herein by reference as part of this description. Also conveyed is a perpetual non-exclusive appurtenant easement for public road access ingress and egress and utility lines over, through and across 30 wide easement shown on Cash survey plat referenced herein. The debt secured by said Security Deed and note has been and is hereby declared due and payable because of default for non payment as required by the note and Security Deed. The debt having been declared due and payable and remaining unpaid, and the terms in the note and Security Deed remaining in default, this sale will be made for the purpose of paying the principal, accrued interest and attorney's fees pursuant to the note and Security Deed, plus all expenses of this sale. Said property will be sold as the property of Christopher N. Huff and subject to outstanding ad valorem taxes and/or easements and/or restrictive covenants appearing of record, if any. The undersigned will comply with Georgia law, O.C.G.A. Section 44-14-162.2, prior to conducting the sale. To the best knowledge and belief of the undersigned, equitable title to said property is now held by Christopher N. Huff. The person with full authority to negotiate, amend and modify all terms of the mortgage with the Debtor is Bill Barker, Senior Vice President, Phone Number 864-882-2765. The undersigned will execute a Deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt to Stephens Federal Bank n/k/a Oconee Federal Savings & Loan Association, successor by merger. Dated this 2nd day of July, 2025. Oconee Federal Savings & Loan Association Attorney-in-fact for Christopher N. Huff Sanders, Ranck & Skilling, P.C. 597 Big A Road P.O. Box 1005 Toccoa, GA 30577 (706) 886-7533 (p) (706) 886-0617 (f) branck@toccoalaw.com Attorneys for Oconee Federal Savings & Loan Association gpn11 tr871159