410 1st St

NOTICE OF SALE UNDER POWER GEORGIA, CHATHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cheryl Coleman, Michael Coleman to ASSOCIATES FINANCIAL SERVICES OF AMERICA INC dated July 26, 1999, recorded in Deed Book 205J, Page 581, Chatham County, Georgia Records, as last transferred to U.S. Bank Trust National Association, and any successor in interest, not in its individual capacity, but solely as owner trustee for Mill City Mortgage Loan Trust 2019-GS2 by assignment recorded in Deed Book 3052, Page 428, Chatham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND NINE HUNDRED SEVENTY-ONE AND 42/100 DOLLARS ($103,971.42), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Chatham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in August, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. U.S. Bank Trust National Association, and any successor in interest, not in its individual capacity, but solely as owner trustee for Mill City Mortgage Loan Trust 2019-GS2 is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fay Servicing, LLC, 425 S. Financial Place, Suite 2000, Chicago, IL 60605, 800-495-7166. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Cheryl Coleman and Michael Coleman a/k/a Billie Cheryl Elfer Coleman or a tenant or tenants and said property is more commonly known as 410 1st St, Pooler, GA 31322. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank Trust National Association, and any successor in interest, not in its individual capacity, but solely as owner trustee for Mill City Mortgage Loan Trust 2019-GS2 as Attorney in Fact for Cheryl Coleman, Michael Coleman McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL THOSE CERTAIN LOTS, TRACTS OR PARCELS OF LAND SITUATE, LYING AND BEING IN THE TOWN OF POOLER, CHATHAM COUNTY, GEORGIA, KNOWN AND DESIGNATED UPON A MAP OR PLAN AS MADE BY J.W. ADAMS, C.E., THE 18TH DAY OF APRIL, 1922, ON FILE IN THE CLERK'S OFFICE OF THE SUPERIOR COURT IN MAP BOOK I, FOLIO 251, OF SYMON'S SECOND ADDITION, AS LOTS FIVE AND SIX, BLOCK 2, AND SAID MAP OR PLAN IS HEREBY INCORPORATED INTO AND MADE A PART OF THIS DESCRIPTION. MR / KR August 5, 2025 Our file no. 24-16336GA-FT18 24-16336GA