4138 Ravenwood Ct

NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF FULTON Under and by virtue of the power of sale contained in that certain Security Deed (the "Security Deed") dated August 16, 2021, executed and delivered by LATOYA MALACHI to CADENCE BANK, N.A., and recorded in Deed Book 64426, at page 555, Fulton County, Georgia records, as currently held by CADENCE BANK by virtue of CADENCE BANK, N.A.s name change to CADENCE BANK effective October 29, 2021, conveying the after-described property to secure a note (the "Note") in the original principal amount of Two Hundred Sixteen Thousand and 00/100 Dollars ($216,000.00), with interest thereon as set forth therein, there will be a sale at public outcry to the highest bidder for cash before the courthouse door of Fulton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday of August, 2025, of the following described property (the "Property"): All that tract or parcel of land lying and being in Land Lot 111, 9FDistrict, Fulton County, Georgia, being Lot 92, The Ravenwood Subdivision, Phase 2 as per plat recorded in Plat Book 218, Page(s) 120, Fulton County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. Subject to easements and restrictions of record. To the best knowledge and belief of the undersigned, the party in possession of the Property is Latoya Malachi or tenant or tenants, and the Property is more commonly known as 4138 Ravenwood Court, Union City, Georgia 30291. The debt secured by the Security Deed has been and is hereby declared due and payable by reason of default for, among other possible events of default, failure to pay the debt as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said debt and all expenses of this sale, as provided in the Security Deed and by law, including but not limited to attorneys fees (notice pursuant to O.C.G.A. ? 13-1-11 having been given). The Property will be sold subject to any outstanding ad valorem taxes (including taxes that are a lien, but not yet due and payable); the right of redemption of any taxing authority; any matters that might be disclosed by an accurate survey and/or inspection of the Property; any assessments, liens, encumbrances, zoning ordinances, restrictions, and covenants; and matters of record superior to the Security Deed. The property will be sold on an as-is basis without any representation, warranty, or recourse against the above-named or the undersigned. Cadence Bank is the holder of the Security Deed. The entity that has full authority to negotiate, amend, and modify all terms of Security Deed is: Cadence Bank, 2278 West Jackson Street, Tupelo, MS 38801, 855-884-8748. Such entity is not required to negotiate, amend, or modify the terms of the Security Deed. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and subject to final confirmation and audit of the status of the loans with the holder of the Security Deed. Notice to the debtor as required by O.C.G.A. ? 44-14-162.2 has been given. CADENCE BANK, as Attorney-in-Fact for LATOYA MALACHI. Michael R. Rethinger, Esq. Burke Moore Law Group, LLP 235 Peachtree Street NE, Suite 1900 Atlanta, Georgia 30303 678-271-9178 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 7:9,16,23,30ep