2096 Brannen Rd Se

420-499491 7/10,7/17,7/24 7/31NOTICE OF SALEUNDER POWERGEORGIA, DEKALB COUNTYBy virtue of a Power of Sale contained in that certain Security Deed from WAYNE L OWENS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR SOUTHEAST MORTGAGE OF GEORGIA, INC., dated January 10, 2022, recorded January 31, 2022, in Deed Book 30090, Page 36, DeKalb County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thousand and 00/100 dollars ($200,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to CITIZENS BANK NA f/k/a RBS CITIZENS NA, there will be sold at public outcry to the highest bidder for cash at the DeKalb County Courthouse, within the legal hours of sale on the first Tuesday in August, 2025, all property described in said Security Deed including but not limited to the following described property:ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 116 OF THE 15TH DISTRICT OF DEKALB COUNTY, GEORGIA, BEING LOT 27 BLOCK B, UNIT NO. 1, BOULDERCREAT ACRES SUBDIVISION, AS PER PLAT RECORDED AT PLAT BOOK 23, PAGE 88, DEKALB COUNTY RECORDS, WHICH REFERENCE IS MADE FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN.Said legal description being controlling, however the property is more commonly known as 2096 BRANNEN ROAD SE, ATLANTA, GA 30316.The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is WAYNE L OWENS, or tenants(s).The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Citizens Bank, N.A., Loss Mitigation Dept., 10561 Telegraph Road, Glen Allen, VA 23059, Telephone Number: (800) 234-6002. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.CITIZENS BANK NA F/K/A RBS CITIZENS NAas Attorney in Fact forWAYNE L OWENSTHE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Attorney Contact: Rubin Lublin, LLC3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071Telephone Number: (877) 813-0992 ++Case No. CBN-25-02333-1/ OWENS++Ad Run Dates 07/10/2025, 07/17/2025, 07/24/2025, 07/31/2025rlselaw.com/property-listing