3935 Cutler Donahoe Way

Foreclosures Jose Montoya NOTICE OF SALE UNDER POWER GEORGIA, FORSYTH COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Montoya to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for BSM Financial, L.P. DBA Brokersource, its successors and assigns dated March 24, 2006, recorded in Deed Book 4213, Page 466, Forsyth County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 10644, Page 230, Forsyth County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 6057, Page 446, Forsyth County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND FOUR HUNDRED FOUR AND 0/100 DOLLARS ($165,404.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Forsyth County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in August, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Wells Fargo Bank, NA is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, (800) 416-1472. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is or a tenant or tenants and said property is more commonly known as 3935 Cutler Donahoe Way, Cumming, GA 30040. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Jose Montoya McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net *Auction services provided by Auction.com (www.auction.com) EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 19, 14th District, 1st Section, being Lot 123, Phase 1-B, Bridgetowne Subdivision, as per plat recorded at Plat Book 84, Page 54, revised at Plat Book 85, Page 173, revised again at Plat Book 88, Page 260 and further revised at Plat Book 95, Page 63, Forsyth County, Georgia Records, said plat being incorporated herein by reference. MR / MA August 5, 2025 Our file no. 5433216-FT5 5433216 149026 7/9, 16, 23, 30