2518 Settlers Ct

NOTICE OF FORECLOSURE SALE UNDER POWER GWINNETT COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Constance Bratton Francis and Orville Lyle to Mortgage Electronic Registration Systems, Inc. ("MERS"), as grantee, as nominee for Reliance First Capital, LLC dated April 29, 2022 and recorded on May 12, 2022 in Deed Book 59940, Page 524, Gwinnett County, Georgia Records, and later assigned to SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES by Assignment of Security Deed recorded on July 25, 2023 in Deed Book 60714, Page 812, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Three Hundred Eighty-Eight Thousand Fifty and 00/100 Dollars ($388,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on September 1, 2026 the following described property: All that tract or parcel of land lying and being in Land Lot 24 of the 5th District, Gwinnett County, Georgia, being Lot 12, Block C, Williams Place Subdivision, Unit One, as per plat recorded in Plat Book 36, Page 63, Gwinnett County, Georgia Records, which plat is hereby referred to and made a part of this description. Tax ID #: R5024 028 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Your mortgage servicer, BSI Financial Services, as servicer for SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES, can be contacted at 866-581-4514 or by writing to 314 S. Franklin Street, Second Floor, Titusville, PA 16354, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the parties in possession of the property are Constance Bratton Francis and Orville Lyle or tenant(s); and said property is more commonly known as 2518 Settlers Court, Snellville, GA 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES as Attorney in Fact for Constance Bratton Francis and Orville Lyle McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: 24-001168-08 8/5,12,19,26,2026