15284 Ga-18

"Foreclosures",1635,"",77548,"25-247 NOTICE OF SALE UNDER POWER GEORGIA, HARRIS COUNTY By virtue of a Power of Sale contained in that certain Security Deed from NEKITA L. HARVEY A/K/A NEKITA HARVEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR CITIMORTGAGE, INC., dated November 17, 2006, recorded December 20, 2006, in Deed Book 936, Page 406, Harris County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifteen Thousand and 00/100 dollars ($115,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wilmington Trust, National Association, not in its individual capacity, but solely as trustee for MFRA Trust 2014-2, there will be sold at public outcry to the highest bidder for cash at the Harris County Courthouse, within the legal hours of sale on the first Tuesday in August, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 40 OF THE THIRD LAND DISTRICT OF HARRIS COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 8 OF BLOCK ""B"" SECTION ONE OF SKY MEADOW SUBDIVISION AS SAME IS MORE PARTICULARLY DESCRIBED ACCORDING TO THAT PLAT OF SURVEY ENTITLED ""PLAT FOR MRS. SARA H. CHAMPION""; PREPARED BY CL. MOORE, REGISTERED LAND SURVEYOR, DATED AUGUST 28, 1972, AS RECORDED IN PLAT BOOK 5, PAGE 148 IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF HARRIS COUNTY, GEORGIA. SAID PLAT IS HEREWITH INCORPORATED BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION. THE ABOVE DESCRIBED PROPERTY IS CONVEYED SUBJECT TO ALL VALID AND ENFORCEABLE RESTRICTIVE COVENANTS AND EASEMENTS OF RECORD APPLICABLE THERETO. LESS AND EXCEPT THE PUBLIC RIGHT OF WAY INCLUDING THE PROPERTY CONVEYED IN DEED OF RECORD IN BOOK 384, PAGE 017. Said legal description being controlling, however the property is more commonly known as 15284 GA HWY 18 , PINE MOUNTAIN, GA 31822. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is NEKITA L. HARVEY A/K/A NEKITA HARVEY, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Fay Servicing, LLC, Loss Mitigation Dept., 425 S. Financial Place Suite 2000, Chicago, IL 60605, Telephone Number: 800-495-7166. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. WILMINGTON TRUST, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE FOR MFRA TRUST 2014-2 as Attorney in Fact for NEKITA L. HARVEY A/K/A NEKITA HARVEY THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. FAY-20-02788-5 (7:10, 17, 24, 31)" END OF AD