1114 Palisades Dr

Notice of Sale Under Power Georgia, HENRY County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RICHENDA MAGRUDER to Mortgage Electronic Registration Systems, Inc., as Nominee for Homestar Financial Corp.its successors and assigns, dated October 4, 2021, and recorded in Deed Book 18689, Page 25, HENRY County, Georgia records, as last transferred to DATA MORTGAGE INC., DBA ESSEX MORTGAGE, by assignment recorded in HENRY County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $186,558.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of HENRY County, Georgia, within the legal hours of sale on the first Tuesday in August, 2025, to wit: August 5, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 248 of the 12th District, Henry County, Georgia, being Lot 1, Block B. Palisades Estates Subdivision, Unit One, as per plat recorded in Plat Book 5, Page 153, Henry County, Georgia, records, which recorded Plat is incorporated herein by this reference and made of this description. Said property being known as 1114 Palisades Dr. according to the present system of numbering property in Henry County, Georgia. Tax ID: 011A02011000 Subject to any Easements or Restrictions of Record The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 1114 PALISADES DRIVE, ELLENWOOD, GEORGIA 30294, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): by RICHENDA MAGRUDER or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: Essex Mortgage Attention: Loss Mitigation Department 1417 North Magnolia Avenue OcalaFL34475 (888)892-0881 The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being DATA MORTGAGE INC., DBA ESSEX MORTGAGE as attorney in fact for RICHENDA MAGRUDER Kahane & Associates, P.A. 180 Interstate North Parkway Suite 200 Atlanta, GA 30339 Telephone: (404) 252-6385 File No.: 25-00838 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 7:9, 16, 23, 30, 2025