2281 Shamrock Dr

420-499332 7/3,7/10,7/17,7/24 7/31Notice of Sale Under PowerGeorgia, DEKALB CountyUnder and by virtue of the Power of Sale contained in a Deed to Secure Debt given by VONJANA DAVIS KNIGHT to Mortgage Electronic Registration Systems Inc. as nominee for Panorama Mortgage Group, LLC dba Legacy Home Loans its successors and assigns, dated August 5, 2021, and recorded in Deed Book 29625, Page 630, DEKALB County, Georgia records,as last transferred to DATA MORTGAGE INC., DBA ESSEX MORTGAGE, by assignment recorded DEKALB County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $378,026.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DEKALB County, Georgia, within the legal hours of sale on the first Tuesday in August, 2025, to wit: August 5, 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 154 OF THE 15TH DISTRICT OF DEKALB COUNTY, GEORGIA BEING LOT 16, BLOCK C, ROSEWOOD PARK, UNIT 3, AS PER PLAT RCORDED IN PLAT BOOK 29, PAGE 43, DEKALB COUNTY, GEORGIA RECORDS, TO WHICH REFRENCE IS MADE FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN. ALSO KNOWN AS 2281 SHAMROCK DRIVE, DECATUR, GA 30032. PARCEL NO. 15 154 10 12 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).Said property is commonly known as 2281 SHAMROCK DRIVE, DECATUR, GEORGIA 30032, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): by VONJANA DAVIS KNIGHT or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is:Essex MortgageAttention: Loss Mitigation Department1417 North Magnolia AvenueOcalaFL34475(888)892-0881 The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being DATA MORTGAGE INC., DBA ESSEX MORTGAGEas attorney in fact forVONJANA DAVIS KNIGHT Kahane & Associates, P.A.180 Interstate North ParkwaySuite 200Atlanta, GA 30339Telephone: (404) 252-6385 File No.: ++25-00712 /VONJANA DAVIS KNIGHT ++THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.